1073 Ring Farm Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 1073 Ring Farm Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,793 sqft · built 1972
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jun 2017)
Tax Bill	$30 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jun 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`34 33`

Property Details

APN / Parcel Number

Primary APN	`34 33`
Alternative APN	`10796`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,793 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,741 sqft
Basement Area	780 sqft
Finished Basement	390 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	14 sqft
Deck Area	270 sqft
Storage Building	96 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10796
Street Address	1073 RING FARM RD
City	WHITE STONE
State	VA
Zip	22578-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DUNTON TRACT 1.08 AC LR17/1152 DB326/588-P
Legal Subdivision	DUNTON TRACT
Legal Tract	1
Jurisdiction	LANCASTER VA
Township / Civil Division	5
Census Block Group	2
Census Block	2014
Census Tract	30302

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1073 RING FARM RD, WHITE STONE, VA 22578-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUE RIDGE BANK NA
Jun 21, 2017	Warranty Deed, Construction Loan · Construction Mortgage VIRGINIA COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Deed Document Number	20171152
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1073 RING FARM RD, WHITE STONE, VA 22578-2327
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000866
Date	Mar 24, 2021
Instrument	210000866

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 21, 2017
Property Address	1073 RING FARM RD, WHITE STONE, VA 22578-2327
Document Number	170001152
Instrument Date	May 24, 2017
Instrument	170001152
Transaction Type	Construction Loan
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 RING FARM RD, WHITE STONE, VA 22578-2327

Mortgage

Document Number	170001153
Date	Jun 21, 2017
Instrument	170001153

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30.00 (-98.88%)	$550,400 (+29.51%) Land $245,000 Building $305,400	$550,400 (+29.51%) Land $245,000 Building $305,400
2023	$2,677.00	$425,000 Land $230,000 Building $195,000	$425,000 Land $230,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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