1073 Oak Tree Rd, Hoover (Birmingham), AL 35244 Property Records

Shelby County property record for 1073 Oak Tree Rd, Hoover, AL 35244

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,773 sqft · built 1997
Lot Size	0.254 acres (11,091 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (May 2022)
Tax Bill	$3,880 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117250001001375`

Property Details

APN / Parcel Number

Primary APN	`117250001001375`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,773 sqft Heated Area
1st Floor Area	1,947 sqft
Upper Floors Area	1,397 sqft
Basement Area	1,261 sqft
Finished Basement	614 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,091 sqft (0.254 acres)
Lot Dimensions	237 ft deep x 46.7 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1073 OAK TREE RD
City	HOOVER
State	AL
Zip	35244-1661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 25 19S 03W NBRHD: 13 RIVERCHASE ON THE COURSE R-2
Legal Range	03W
Legal Township	19S
Legal Section	25
Legal Subdivision	RIVERCHASE COUNTRY CLUB 31ST ADD
Legal Lot Number	3114
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3050
Census Tract	30352

Owner

1073 Oak Tree Rd is owned and occupied by an individual who bought it in May 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1073 OAK TREE RD, HOOVER, AL 35244-1661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Deed Document Number	2022201320
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 17, 2022
Property Address	1073 OAK TREE RD, HOOVER, AL 35244-1661
Document Number	0000201320
Map Reference	MB 18 PG 122
Instrument Date	May 16, 2022
Instrument	20220517000201320
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 LAKE HEATHER CIR, 2222, BIRMINGHAM, AL 35242-4890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 OAK TREE RD, HOOVER, AL 35244-1661

Mortgage

Document Number	0000201330
Date	May 17, 2022
Instrument	20220517000201330

Lender

Name	METRO CITY BANK
Type	Bank
Address	ATLANTA, GA 30340

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 1073 Oak Tree Rd was $3,880 with a homeowner's exemption, up 0.8% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Hoover City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,880.00 (+0.75%) Homeowner's exemption
2025	$3,851.00	$57,920	$579,100 Land $120,000 Building $459,100
2023	$3,478.00	$52,780	$527,800 Land $120,000 Building $407,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1073 Oak Tree Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Oak Tree Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Oak Tree Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures