1073 Hemlock Ln, Westminster, MD 21157 Property Records

Carroll County property record for 1073 Hemlock Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,874 sqft · built 1920
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Mar 2017)
Tax Bill	$3,129 (2026)
Deeds & Mortgages	Sep 2025 Transfer Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-138784`

Property Details

APN / Parcel Number

Primary APN	`07-138784`
Alternative APNs	`7138784` `138784`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,874 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	100 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	1,008 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	138784
Street Address	1073 HEMLOCK LN
City	WESTMINSTER
State	MD
Zip	21157-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 1.00 AC 1073 HEMLOCK LN NE/S BALTO BLVD
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2045
Census Tract	507602

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1073 HEMLOCK LN, WESTMINSTER, MD 21157-7005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
Mar 3, 2017	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2017 · Amount on Record
Deed Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	20178625-0258
Deed Book / Page	8625 / 258
Last Transfer Date	Aug 14, 2025
Transfer Doc	0115640431
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2025
Property Address	1073 HEMLOCK LN, WESTMINSTER, MD 21157-7005
Document Number	0115640431
Book / Page	11564 / 431
Instrument Date	Aug 14, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1073 HEMLOCK LN, WESTMINSTER, MD 21157-7005

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2017
Property Address	1073 HEMLOCK LN, WESTMINSTER, MD 21157-7005
Document Number	0086250258
Book / Page	008625 / 000258
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	COLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 HEMLOCK LN WESTMINSTER MD 211577005, WESTMINSTER, MD 21157-7005

Mortgage

Document Number	86250264
Date	Mar 3, 2017
Book Page	008625/000264

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,129.00 (+2.46%)	$274,100 (+2.52%) Land $130,000 Building $144,100	$274,100 (-) Land $130,000 Building $144,100
2025	$3,054.00 (+6.45%)	$267,367 (+5.3%)	$274,100 (+7.96%) Land $130,000 Building $144,100
2023	$2,869.00	$253,900 Land $130,000 Building $123,900	$253,900 Land $130,000 Building $123,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Antietam Cable.

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