1073 Franklin Rd, Highlands, NC 28741 Property Records

Macon County property record for 1073 Franklin Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,284 sqft · built 1956
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on Record
Last Sale	$705,000 (Dec 2020)
Tax Bill	$3,793 (2023)
Deeds & Mortgages	Sep 2017 Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`7530947615`

Property Details

APN / Parcel Number

Primary APN	`7530947615`
Alternative APN	`148589`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,284 sqft Heated Area
1st Floor Area	1,284 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	30,928 sqft (0.71 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Deck Area	124 sqft
Patio Area	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	148589
Street Address	1073 FRANKLIN RD
City	HIGHLANDS
State	NC
Zip	28741-0697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR2
Legal Description	LOT 3 DOBSON RIDGE
Legal Subdivision	DOBSON RIDGE
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1008
Census Tract	970501

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	822 CRESCENT AVE, GREENVILLE, SC 29601-4400
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 29, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Sep 13, 2018	Warranty Deed, Transfer
Jun 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	202010531
Deed Book / Page	40 / 151
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1073 FRANKLIN RD, HIGHLANDS, NC 28741-0697
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	E38/1778
Date	Sep 28, 2017
Book Page	E-38/1778
Instrument	2017006617

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 29, 2020
Property Address	1073 FRANKLIN RD, HIGHLANDS, NC 28741-0697
Document Number	N40/151
Book / Page	N-40 / 151
Map Reference	DR 07-587 CARD 5577
Instrument Date	Dec 23, 2020
Instrument	2020010531
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 PENDLETON ST, GREENVILLE, SC 29601-3321

Mortgage

Document Number	2020010532
Date	Dec 29, 2020
Instrument	2020010532

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Mar 2, 2020
Property Address	1073 FRANKLIN RD, HIGHLANDS, NC 28741-0697
Document Number	T39/1739
Book / Page	T-39 / 1739
Map Reference	CARD 5577
Instrument Date	Feb 24, 2020
Instrument	2020001412
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 HOLT RD, HIGHLANDS, NC 28741-6646

Mortgage

Document Number	2020001413
Date	Mar 2, 2020
Instrument	2020001413

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 13, 2018
Property Address	1073 FRANKLIN RD, HIGHLANDS, NC 28741-0697
Document Number	U38/1561
Book / Page	U-38 / 1561
Map Reference	PL CARD5577
Instrument Date	Aug 30, 2018
Instrument	2018006293
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PEREGRINE XING, SAVANNAH, GA 31411-2863

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 29, 2017
Property Address	1073 FRANKLIN RD, HIGHLANDS, NC 28741-0697
Document Number	A38/0751
Book / Page	A-38 / 0751
Instrument Date	Jun 27, 2017
Instrument	2017004224
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Tax	$1,076.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 PEREGRINE XING, SAVANNAH, GA 31411-2863

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,770 (+3.83%) Land $366,360 Building $575,410	$941,770 (+3.83%) Land $366,360 Building $575,410
2023	$3,793.00	$907,070 Land $366,360 Building $540,710	$907,070 Land $366,360 Building $540,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2003–2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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