1073 Foster Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1073 Foster Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1950
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Sep 2022)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-026-112-020`

Property Details

APN / Parcel Number

Primary APN	`06-24-026-112-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	165 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	243 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1073 FOSTER AVE
City	ELYRIA
State	OH
Zip	44035-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANNON 2 63 X 165
Legal Subdivision	BANNON ALLOTMENT #2
Legal Tract	24
Legal Block	112
Legal Lot Number	91
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3004
Census Tract	70500

Owner

1073 Foster Ave is owned and occupied by an individual who bought it in September 2022.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 2, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jul 14, 2022	Sheriff's Deed, Foreclosure · Commercial Mortgage PAJ FUND I LLC
Jul 14, 2022	Sheriff's Deed, Foreclosure · Commercial Mortgage PAJ FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jul 14, 2022 · Amount on File
Deed Document Number	2022005644
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211

Mortgage

Document Number	0000071272
Date	Oct 14, 2025
Instrument	2025-0071272

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 2, 2022
Property Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211
Document Number	0000889962
Map Reference	VOL 14 PG 20
Instrument Date	Aug 31, 2022
Instrument	2022-0889962
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 GRANT ST, ELYRIA, OH 44035-5922

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2022
Property Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211
Document Number	0000883258
Map Reference	VOL 14 PG 20
Instrument Date	Jun 3, 2022
Instrument	2022-0883258
Transaction Type	Foreclosure
Record Updated	Jul 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000884095
Date	Jul 14, 2022
Instrument	2022-0884095

Lender

Name	PAJ FUND I LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000881734
Date	Jul 1, 2022
Instrument	2022-0881734

Lender

Name	PAJ FUND I LLC
Type	Lending Institution

Agreement

Amount	Amount on Record

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2022
Property Address	1073 FOSTER AVE, ELYRIA, OH 44035-3211
Document Number	0000883258
Map Reference	VOL 14 PG 20
Instrument Date	Jun 3, 2022
Instrument	2022-0883258
Transaction Type	Foreclosure
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000884095
Date	Jul 21, 2022
Instrument	2022-0884095

Lender

Name	PAJ FUND I LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1073 Foster Ave was $2,737.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00	$58,130 (-0.01%) Land $10,170 Building $47,960	$166,100 (-) Land $29,060 Building $137,040
2024	$2,737.00 (+46.44%)	$58,135 (+69.47%) Land $10,171 Building $47,964	$166,100 (+69.47%) Land $29,060 Building $137,040
2023	$1,869.00 (+0.38%)	$34,304 (-0.02%) Land $5,485 Building $28,819	$98,010 Land $15,670 Building $82,340
2022	$1,862.00	$34,310 Land $5,490 Building $28,820
2021			$98,010 Land $15,670 Building $82,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1073 Foster Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Foster Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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