1073 Factory Rd, Hampstead, NC 28443 Property Records

Pender County property record for 1073 Factory Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2021)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3292-45-4370-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-45-4370-0000`
Alternative APNs	`000060638` `969567`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	200 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	392 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000060638
Street Address	1073 FACTORY RD
City	HAMPSTEAD
State	NC
Zip	28443-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L18A & 18B,PB 7/30 HAMPSTEAD ON THE SOUND
Legal Subdivision	HAMPSTEAD ON THE SOUND
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2017
Census Tract	920202

Owner

Source: Pender County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Apr 22, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage CRESCOM BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jan 25, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	May 20, 2010 · Amount on Record
Deed Book / Page	4739 / 579
Last Transfer Date	Dec 6, 2024
Transfer Doc	0048521315
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	May 28, 2026
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Document Number	0020156571
Book / Page	4893 / 2784
Instrument Date	May 26, 2026
Instrument	202620156571
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243

Mortgage

Document Number	0020156571,
Date	May 28, 2026
Book Page	4893/2784
Instrument	202620156571

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Apr 22, 2026
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Document Number	0020154993
Book / Page	4890 / 1943
Instrument Date	Apr 22, 2026
Instrument	202620154993
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046571266
Date	Jan 9, 2018
Book Page	4657/1266
Instrument	4657-1266

Lender

Name	CRESCOM BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047102541
Date	May 4, 2020
Book Page	4710/2541

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243

Mortgage

Document Number	0047950588
Date	Aug 5, 2022
Book Page	4795/588

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 25, 2021
Property Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243
Document Number	0047390579
Book / Page	4739 / 579
Map Reference	MB 7 PG 30
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 FACTORY RD, HAMPSTEAD, NC 28443-2243

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (+11.1%)	$253,051 (+40.05%) Land $58,590 Building $194,461	$253,051 (+40.05%) Land $58,590 Building $194,461
2023		$180,686 (+2.72%) Land $43,225 Building $137,461	$180,686 (+2.72%) Land $43,225 Building $137,461
2022	$1,684.00	$175,896 Land $43,225 Building $132,671	$175,896 Land $43,225 Building $132,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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