1073 Echota Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 1073 Echota Rd, Clarkesville, GA 30523

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,138 sqft · built 1985
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on File
Last Sale	$201,500 (Oct 2017)
Tax Bill	$3,441 (2026)
Deeds & Mortgages	May 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005 073`

Property Details

APN / Parcel Number

Primary APN	`005 073`
Alternative APNs	`674186` `372296`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,138 sqft Heated Area
Gross Area	3,346 sqft
1st Floor Area	2,138 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	296,208 sqft (6.8 acres)
Porch	Slab
Porch Area	440 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	372296
Street Address	1073 ECHOTA RD
City	CLARKESVILLE
State	GA
Zip	30523-3520
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	3-115 PB 38-203 DB 1151-360
Legal Subdivision	STEVE MICKELS
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

1073 Echota Rd, a rural home, is owned and occupied by two individuals who bought it in October 2017.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jun 14, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
Oct 20, 2017	Warranty Deed, Transfer
Oct 20, 2017	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Sep 1, 2016 · Amount on File
Deed Document Number	20172104
Deed Book / Page	1151 / 358
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520

Mortgage

Document Number	0000001338/0000000129
Date	May 24, 2023
Book Page	0000001338/0000000129

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520

Mortgage

Document Number	0000001267/0000000321
Date	Jun 14, 2021
Book Page	0000001267/0000000321

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 20, 2017
Property Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520
Document Number	001151/358
Book / Page	1151 / 358
Instrument Date	Oct 20, 2017
Instrument	2017-002104
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 20, 2017
Property Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520
Document Number	001151/360
Book / Page	1151 / 360
Instrument Date	Oct 20, 2017
Instrument	2017-002105
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 ECHOTA RD, CLARKESVILLE, GA 30523-3520

Mortgage

Document Number	001151/361
Date	Oct 23, 2017
Book Page	1151/361

Lender

Name	SWBC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1073 Echota Rd was $3,441 with a homeowner's exemption, down 9% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,441.00 (-8.97%) Homeowner's exemption	$161,101 (+2.94%) Land $49,221 Building $111,880	$402,753 (+2.94%) Land $123,052 Building $279,701
2025	$3,780.00	$156,502 Land $46,001 Building $110,501	$391,255 Land $115,002 Building $276,253
2023	$3,227.00 (+21.22%)	$124,340 (+21.19%) Land $39,820 Building $84,520	$310,850 (+21.19%) Land $99,550 Building $211,300
2022	$2,662.00	$102,600 Land $29,864 Building $72,736	$256,500 Land $74,660 Building $181,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1073 Echota Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Echota Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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