1073 Deep Creek Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1073 Deep Creek Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,396 sqft · built 1947
Lot Size	2.45 acres (106,983 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Nov 2019)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Sep 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21 22 4`

Property Details

APN / Parcel Number

Primary APN	`21 22 4`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	1,276 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Tin
Lot Area	106,983 sqft (2.45 acres)
Terrain	Rolling
Porch	Slab
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1073 DEEP CREEK RD
City	PALMYRA
State	VA
Zip	22963-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 190003615 AC 2.456 SANDRIDGE
Legal Subdivision	SANDRIDGE
Jurisdiction	FLUVANNA VA
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1029
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2746 RIDGE RD, CHARLOTTESVILLE, VA 22901-9482
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Sep 27, 2018	Deed, Transfer STEWART TITLE
Sep 27, 2018	Deed, Transfer STEWART TITLE
Sep 27, 2018	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE
Jun 27, 2018	Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20193615
Record Updated	Sep 20, 2026

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Nov 25, 2019
Property Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664
Document Number	1903615
Map Reference	PB 3 PG 2
Instrument Date	Oct 25, 2019
Instrument	1903615
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6101 CONDOR DR, 6101, MOORPARK, CA 93021-2602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 RIDGE RD, CHARLOTTESVILLE, VA 22901-9482

Mortgage

Document Number	1903616
Date	Nov 25, 2019
Instrument	1903616

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 27, 2018
Property Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664
Document Number	1802993
Map Reference	PB 3 PG 2
Instrument Date	Sep 19, 2018
Instrument	1802993
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 27, 2018
Property Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664
Document Number	1802993
Map Reference	PB 3 PG 2
Instrument Date	Sep 19, 2018
Instrument	1802993
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 27, 2018
Property Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664
Document Number	1802993
Map Reference	PB 3 PG 2
Instrument Date	Sep 19, 2018
Instrument	1802993
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664

Mortgage

Document Number	1802994
Date	Sep 27, 2018
Instrument	1802994

Lender

Name	FINANCE OF AMERICA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 27, 2018
Property Address	1073 DEEP CREEK RD, PALMYRA, VA 22963-4664
Document Number	1801987
Map Reference	PB 3 PG 2
Instrument Date	Jun 7, 2018
Instrument	1801987
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5153 UNION MILLS RD, TROY, VA 22974-4058

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,400 (-) Land $47,100 Building $127,300	$174,400 (-) Land $47,100 Building $127,300
2025	$1,316.00 (+4.28%)	$174,400 (+16.58%) Land $47,100 Building $127,300	$174,400 (+16.58%) Land $47,100 Building $127,300
2023		$149,600 Land $47,100 Building $102,500	$149,600 Land $47,100 Building $102,500
2022	$1,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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