1073 Cypress Point Dr, Banning, CA 92220 Property Records

Riverside County property record for 1073 Cypress Point Dr, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,195 sqft · built 1989
Owner	Individual Name on File
Last Sale	$155,000 (May 2003)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440-020-025`

Property Details

APN / Parcel Number

Primary APN	`440-020-025`
Alternative APN	`421310025`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	1,655 sqft
1st Floor Area	1,195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1073 CYPRESS POINT DR
City	BANNING
State	CA
Zip	92220-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 96 MB 176/074 TR 22174
Legal Subdivision	TRACT NO 22174
Legal Tract	22174
Legal Lot Number	96
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2017
Census Tract	43812

Owner

1073 Cypress Point Dr is owned and occupied by an individual who acquired it in January 2006.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1073 CYPRESS POINT DR, BANNING, CA 92220-5406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2003 · Amount on File
Deed Sale	May 30, 2003 · Amount on File
Deed Document Number	2003389528
Last Transfer Date	Jan 30, 2006
Transfer Doc	0000175254
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1073 CYPRESS POINT DR, BANNING, CA 92220-5406
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 CYPRESS POINT DR, BANNING, CA 92220-5406

Mortgage

Document Number	0000601846
Date	Oct 12, 2021
Instrument	2021-0601846

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 1073 Cypress Point Dr was $3,031 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,472 (+2%) Land $88,624 Building $138,848
2025	$3,031.00 Homeowner's exemption	$223,013 Land $86,887 Building $136,126
2023	$2,963.00 (+2.17%) Homeowner's exemption	$214,355 Land $83,514 Building $130,841
2022	$2,900.00
2021			$282,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1073 Cypress Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Cypress Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20