Polk County property record for 1073 Caravan Loop, Polk City, FL 33868
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,548 sqft · built 1999 |
| Lot Size | 0.211 acres (9,191 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jan 2024) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-31-295433-001120 |
| Primary APN | 25-26-31-295433-001120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 1,729 sqft |
| Upper Floors Area | 495 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,191 sqft (0.211 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Porch | Florida Room |
| Porch Area | 428 sqft |
| Utility Building | 360 sqft |
| Street Address | 1073 CARAVAN LOOP |
|---|---|
| City | POLK CITY |
| State | FL |
| Zip | 33868-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 112 |
| Legal Range | 25E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MOUNT OLIVE SHORES NORTH |
| Legal Tract | 295433 |
| Legal Block | 1 |
| Legal Lot Number | 112 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 11605 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1073 CARAVAN LOOP, POLK CITY, FL 33868-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| May 17, 2022 | Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on File |
| Deed Sale | Jan 16, 2024 · Amount on File |
| Prior Sale | May 17, 2022 · Amount on File |
| Deed Document Number | 202410704 |
| Deed Book / Page | 12973 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 16, 2024 |
| Property Address | 1073 CARAVAN LOOP, POLK CITY, FL 33868-5104 |
| Document Number | 0000010704 |
| Book / Page | 12973 / 954 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024010704 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 398 NOLANE LN, POLK CITY, FL 33868-5152 |
| Name | Verified Name |
|---|---|
| Address | 1073 CARAVAN LOOP, POLK CITY, FL 33868-5104 |
| Document Number | 0012973956 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 12973/956 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 17, 2022 |
| Property Address | 1073 CARAVAN LOOP, POLK CITY, FL 33868-5104 |
| Document Number | 0000134063 |
| Book / Page | 12256 / 102 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | May 9, 2022 |
| Instrument | 2022134063 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 375 TRAVELERS DR, 375, POLK CITY, FL 33868-5130 |
| Name | Verified Name |
|---|---|
| Address | 1073 CARAVAN LOOP, POLK CITY, FL 33868-5104 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,408 (+2.7%) | $424,154 (-9.29%) Land $87,000 Building $337,154 | |
| 2025 | $2,934.00 (-45.43%) Homeowner's exemption | $267,194 (-27.41%) | $467,613 (+27.04%) Land $87,000 Building $380,613 |
| 2023 | $5,377.00 (+94.33%) | $368,094 (+74.74%) Land $85,000 Building $283,094 | $368,094 (+4.49%) Land $85,000 Building $283,094 |
| 2022 | $2,767.00 | $210,655 | $352,284 Land $55,000 Building $297,284 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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