10729 N Houston Mesa Rd, Payson, AZ 85541 Property Records

Gila County property record for 10729 N Houston Mesa Rd, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2026)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`302-16-083C`

Property Details

APN / Parcel Number

Primary APN	`302-16-083C`
Alternative APNs	`R039763` `039763`

Interior

Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,440 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Asphalt/Fiberglass/Wood Frame
Construction Type	Wood
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	R039763
Street Address	10729 N HOUSTON MESA RD
City	PAYSON
State	AZ
Zip	85541-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 24 TOWNSHIP: 11.5N RANGE: 10E PARCEL 2 OF ROS 4310 SEC 24 T11.5N R10E = 1.00 AC (OUT OF 302-16-083A)
Legal Range	10E
Legal Township	05N
Legal Section	24
Legal Subdivision	MAP 4310
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2041
Census Tract	200

Owner

Source: Gila County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3161 N LOMA VIS, MESA, AZ 85213-2053
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 31, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 11, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	20263289
Prior Transfer Date	Oct 22, 2013
Prior Transfer Doc	0000012496
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	10729 N HOUSTON MESA RD, PAYSON, AZ 85541-7447
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006996
Date	Aug 10, 2023
Instrument	2023-006996

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	29232

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Mar 31, 2026
Property Address	10729 N HOUSTON MESA RD, PAYSON, AZ 85541-7447
Document Number	0000003289
Map Reference	MAP 4310
Instrument Date	Mar 20, 2026
Instrument	2026-003289
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 W GLENMERE DR, CHANDLER, AZ 85224-7544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3161 N LOMA VISTA, MESA, AZ 85213-2053

Mortgage

Document Number	0000003290
Date	Mar 31, 2026
Instrument	2026-003290

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	10729 N HOUSTON MESA RD, PAYSON, AZ 85541-7447
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000701
Date	Jan 19, 2021
Instrument	2021-000701

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Aug 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 11, 2017
Property Address	10729 N HOUSTON MESA RD, PAYSON, AZ 85541-7447
Document Number	0000004525
Map Reference	MAP4310
Instrument Date	May 9, 2017
Instrument	2017-004525
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	EMPIRE WEST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10729 N HOUSTON MESA RD, PAYSON, AZ 85541-7447

Mortgage

Document Number	0000004526
Date	May 11, 2017
Instrument	2017-004526

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,589 (+8.85%) Land $4,500 Building $29,089	$335,892 (+8.85%) Land $45,000 Building $290,892
2025	$3,351.00 (+10.27%)
2024		$30,859 Land $6,000 Building $24,859	$308,592 Land $60,000 Building $248,592
2023	$3,039.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.3% of the US · above 95% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON WATER - WHISPERING PINES private · serves 403 people · EPA ID AZ0404039
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

Cell Coverage

No cell data coverage reported

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