10729 Cross School Rd, Reston, VA 20191 Property Records

Fairfax County property record for 10729 Cross School Rd, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,880 sqft · built 1980
Lot Size	0.323 acres (14,103 sqft)
Owner	Individual Name on File
Last Sale	$1,010,000 (Nov 2023)
Tax Bill	$13,214 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`027-1-03-01-0081`

Property Details

APN / Parcel Number

Primary APN	`027-1-03-01-0081`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,456 sqft
Basement Area	720 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,103 sqft (0.323 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	278 sqft
Deck Area	35 sqft
Patio Area	332 sqft
Balcony	Balcony
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0271 03010081
Street Address	10729 CROSS SCHOOL RD
City	RESTON
State	VA
Zip	20191-5105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 81 BLK 1 SEC 24
Legal Subdivision	RESTON L
Legal Block	1
Legal Lot Number	81
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	1
Census Block	1017
Census Tract	482400

Owner

10729 Cross School Rd is owned and occupied by an individual who bought it in November 2023.

Source: Fairfax County records, as of October 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Nov 8, 2023	Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Nov 8, 2023	Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Deed Document Number	0028026194
Deed Book / Page	28026 / 194
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061041001
Date	Nov 7, 2025
Book Page	28538/1298
Instrument	2025061041.001

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	5.74%
Max Rate At Change	10.7%
Index	1-Year T-Bill
Max Rate	10.7%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037251001
Date	Aug 11, 2023
Book Page	27971/682
Instrument	2023037251.001

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Nov 8, 2023
Property Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105
Document Number	0051942001
Book / Page	28026 / 194
Map Reference	MB 4545 PG 58
Instrument Date	Nov 8, 2023
Instrument	2023051942.001
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105

Mortgage

Document Number	0028026197
Date	Nov 8, 2023
Instrument	28026/197

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Nov 8, 2023
Property Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105
Document Number	0051942001
Book / Page	28026 / 194
Map Reference	MB 4545 PG 58
Instrument Date	Nov 8, 2023
Instrument	2023051942.001
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10729 CROSS SCHOOL RD, RESTON, VA 20191-5105

Mortgage

Document Number	0280260197
Date	Nov 8, 2023
Instrument	28026//0197

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 10729 Cross School Rd was $13,214.

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,214.00	$1,098,460 Land $362,000 Building $736,460	$1,098,460 Land $362,000 Building $736,460
2023	$9,994.00	$850,230 Land $317,000 Building $533,230	$850,230 Land $317,000 Building $533,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10729 Cross School Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10729 Cross School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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