Hamilton County property record for 10728 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,508 sqft · built 1970 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jan 2016) |
| Tax Bill | $5,838 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0067-00 |
| Primary APN | 590-0300-0067-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,938 sqft |
| Basement Area | 578 sqft |
| Finished Basement | 570 sqft |
| Unfinished Basement | 8 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10728 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 100 X 200 LOT 120 MILHAVEN SUB BLK A |
| Legal Subdivision | MILHAVEN SUB |
| Legal Block | A |
| Legal Lot Number | 120 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21509 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10728 MILL RD, CINCINNATI, OH 45240-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2016 · Amount on Record |
| Deed Sale | Jan 4, 2016 · Amount on Record |
| Prior Sale | Sep 27, 2007 · Amount on Record |
| Deed Document Number | 201676 |
| Prior Transfer Date | Jul 23, 2015 |
| Prior Transfer Doc | 0000000076 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10728 MILL RD, CINCINNATI, OH 45240-3512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000407 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 17-0000407 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,838.00 (+2.55%) | $86,688 (-) Land $17,990 Building $68,698 | $247,680 (-) Land $51,400 Building $196,280 |
| 2024 | $5,693.00 (+4.21%) | $86,688 (-) Land $17,990 Building $68,698 | |
| 2023 | $5,463.00 (-5.52%) | $86,688 (+26.06%) Land $17,990 Building $68,698 | $247,680 (+26.06%) Land $51,400 Building $196,280 |
| 2022 | $5,782.00 Homeowner's exemption | $68,769 Land $16,293 Building $52,476 | |
| 2020 | $196,480 Land $46,550 Building $149,930 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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