10728 E Stearn Ave, Mesa, AZ 85212 Property Records

Maricopa County property record for 10728 E Stearn Ave, Mesa, AZ 85212

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,021 sqft · built 2017
Lot Size0.247 acres (10,800 sqft)
OwnerIndividual Name on Record
Last Sale$402,174 (Nov 2017)
Tax Bill$3,567 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Apr 2023 Mortgage
+ 5 more
Flood ZoneZone D (undetermined)
APN304-94-071

Property Details

APN / Parcel Number

Primary APN304-94-071

Interior

Full Baths5 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area3,021 sqft Living Area
1st Floor Area3,021 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area10,800 sqft (0.247 acres)
Parking Spaces3 Parking Spaces
Pool Area400 sqft
Patio Area175 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address10728 E STEARN AVE
CityMESA
StateAZ
Zip85212-8226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionEASTMARK DEVELOPMENT UNIT 7 NORTH PARCELS 7-6 THRU 7-12 MCR 1167-43
Legal Range07E
Legal Township01S
Legal Section23
Legal SubdivisionEASTMARK DEVELOPMENT UNIT 7 NORTH PARCEL
Legal Lot Number22
Legal Unit7
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2001
Census Tract422647

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address10728 E STEARN AVE, MESA, AZ 85212-8226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
Apr 10, 2023Deed of Trust, Mortgage · Commercial Mortgage
BOKF NA
May 30, 2018Deed of Trust, Mortgage
CREDIT UNION WEST
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
May 3, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Nov 21, 2017Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Deed Document Number20170867315
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000624220
DateOct 29, 2025
Instrument20250624220
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10728 E STEARN AVE, MESA, AZ 85212-8226

Mortgage

Document Number0000180069
DateApr 10, 2023
Instrument20230180069
Lender
NameBOKF NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term238 Months
DueFeb 27, 2043

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000410968
DateMay 30, 2018
Instrument20180410968
Lender
NameCREDIT UNION WEST
TypeCredit Union
AddressGLENDALE, AZ 85312
Agreement
AmountAmount Recorded
Term181 Months
DueJun 9, 2033

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000405075
DateMay 12, 2020
Instrument20200405075
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2040

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10728 E STEARN AVE, MESA, AZ 85212-8226

Mortgage

Document Number0000012780
DateJan 6, 2021
Instrument20210012780
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Document Number0000333274
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10728 E STEARN AVE MESA AZ 852128226, MESA, AZ 85212-8226

Mortgage

Document Number0000333274
DateMay 8, 2019
Instrument333274
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 7, 2049

November 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 21, 2017
Property Address10728 E STEARN AVE, MESA, AZ 85212-8226
Document Number0000867315
Map ReferenceMB 1167 PG 43
Instrument DateNov 3, 2017
Instrument2017-0867315
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9000 E PIMA CENTER PKWY STE 350, 9000, SCOTTSDALE, AZ 85258-4472

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10728 E STEARN AVE, MESA, AZ 85212-8226

Mortgage

Document Number0000867316
DateNov 21, 2017
Instrument2017-0867316
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 15, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityMesa City
Unified School DistrictQueen Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,610 (-2.61%)$676,100 (-2.61%) Land $135,200 Building $540,900
2025$3,567.00 (-16.15%)
2024$69,420$694,200 Land $138,800 Building $555,400
2023$4,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MESA
serves 466,000 people · EPA ID AZ0407095
Water SourceSurface water
Last State InspectionNov 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting24
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
CopperNet Systems
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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