10728 20th Dr SE, Everett, WA 98208 Property Records

Snohomish County property record for 10728 20th Dr SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1970
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,978 (Feb 2023)
Tax Bill	$4,893 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0630-001-013-00`

Property Details

APN / Parcel Number

Primary APN	`0630-001-013-00`
Alternative APNs	`290630-001-013-00` `30290610130008` `302906101300` `1034226`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	256 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1034226
Street Address	10728 20TH ST SE
City	LAKE STEVENS
State	WA
Zip	98258-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7,200
Legal Description	SEC 30 TWP 29 RGE 06 RT-2E) BEG AT NW COR OF NW1/4 NE1/4 TH E ALG N LN OF SD SEC 134 FT TO POB TH CONT E ALG SD N LN 100 FT TH S PLT W LN OF SD NW1/4 NE1/4 165 FT M/L TO N LN OF ESE TH W ALG SD N LN TAP 134 FT E OF W LN OF SD NW1/4 NE1/4 TH N PLT SD
Legal Range	06
Legal Township	29
Legal Section	30
Legal Block	301
Legal Lot Number	W
Jurisdiction	SNOHOMISH WA
Township / Civil Division	LAKE STEVENS
Census Block Group	3
Census Block	3003
Census Tract	52607

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10728 20TH ST SE, LAKE STEVENS, WA 98258-4746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA MORTGAGE CO LLC
May 15, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage KIEL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Nov 19, 1999
Deed Document Number	2023175
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	0000000157
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Feb 23, 2023
Property Address	10728 20TH DR SE, EVERETT, WA 98208
Document Number	0000000175
Instrument Date	Feb 20, 2023
Instrument	202302230175
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,325.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10728 20TH ST SE, LAKE STEVENS, WA 98258-4746

Mortgage

Document Number	0000000176
Date	Feb 23, 2023
Instrument	202302230176

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10728 20TH DR SE, EVERETT, WA 98208
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000985
Date	Nov 20, 2020
Instrument	202011200985

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	10728 20TH DR SE, EVERETT, WA 98208
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000442
Date	Mar 30, 2020
Instrument	202003300442

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	May 15, 2017
Property Address	10728 20TH DR SE, EVERETT, WA 98208
Document Number	0000000157
Instrument Date	May 9, 2017
Instrument	201705150157
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10728 20TH ST SE, LAKE STEVENS, WA 98258-4746

Mortgage

Document Number	0000000158
Date	May 15, 2017
Instrument	201705150158

Lender

Name	KIEL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Lake Stevens School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,893.00 (+10.73%)	$531,100 (+1.28%) Land $364,500 Building $166,600	$531,100 (+1.28%) Land $364,500 Building $166,600
2023	$4,419.00	$524,400 Land $315,000 Building $209,400	$524,400 Land $315,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SNO PUD 1 - LAKE STEVENS serves 67,710 people · EPA ID WA5380907
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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