10726 Whispering Meadows Trl, Houston, TX 77064 Property Records

Harris County property record for 10726 Whispering Meadows Trl, Houston, TX 77064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,167 sqft · built 2002
Lot Size0.178 acres (7,758 sqft)
Owner2 Individual Names on File
Last Sale$267,760 (Mar 2023)
Tax Bill$3,351 (2025)
Deeds & MortgagesMar 2023 Mortgage
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN122-836-001-0038

Property Details

APN / Parcel Number

Primary APN122-836-001-0038

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,167 sqft Living Area
1st Floor Area1,395 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,758 sqft (0.178 acres)
View / LotPrimary
Garage Area280 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1228360010038
Street Address10726 WHISPERING MEADOWS TRL
CityHOUSTON
StateTX
Zip77064-5132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 38 BLK 1 HARVEST BEND SEC 10
Legal SubdivisionHARVEST BEND SEC 10
Legal Block1
Legal Lot Number38
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1003
Census Tract551602

Owner

10726 Whispering Meadows Trl is owned and occupied by two individuals who bought it in March 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Vendor's Lien, Transfer · FHA Mortgage
KIND LENDING LLC
Apr 9, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS
Nov 23, 2019Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS
Jul 30, 2018Warranty Deed, Transfer · FHA Mortgage
TOWNE MTG
Jul 27, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jul 27, 2017Loan Modification, Mortgage · FHA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2023 · Amount on File
Deed SaleMar 28, 2023 · Amount on File
Prior SaleJul 30, 2018 · Amount on File
Deed Document Number2023107073
Prior Transfer DateNov 8, 2007
Prior Transfer Doc20070686869
Record UpdatedOct 29, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateMar 28, 2023
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Document Number0000107073
Map ReferenceMF 510013
Instrument DateMar 24, 2023
Instrument2023-107073
Transaction TypeTransfer
Record UpdatedApr 4, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132

Mortgage

Document Number0000107074
DateMar 28, 2023
Instrument2023-107074
Lender
NameKIND LENDING LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Transaction TypeMortgage
Record UpdatedApr 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132

Mortgage

Document Number2021191557
DateApr 9, 2021
Instrument2021-191557
Lender
NameCALIBER HOME LOANS
TypeNon-Lending Institution
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term344 Months
DueDec 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Document Number0000535048
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL HOUSTON TX 770645132, HOUSTON, TX 77064-5132

Mortgage

Document Number0000535048
DateDec 4, 2019
Instrument535048
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 3, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJul 30, 2018
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Document Number0000343506
Instrument DateJul 27, 2018
Instrument343506
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL HOUSTON TX 770645132, HOUSTON, TX 77064-5132

Mortgage

Document Number343507
DateJul 30, 2018
Instrument343507
Lender
NameTOWNE MTG
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 29, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Document Number0000425904
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedOct 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL HOUSTON TX 770645132, HOUSTON, TX 77064-5132

Mortgage

Document Number0000425904
DateSep 27, 2017
Instrument425904
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 26, 2047

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address10726 WHISPERING MEADOWS TRL, HOUSTON, TX 77064-5132
Document Number0000426620
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedOct 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10726 WHISPERING MEADOWS TRL HOUSTON TX 770645132, HOUSTON, TX 77064-5132

Mortgage

Document Number0000426620
DateSep 28, 2017
Instrument426620
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 27, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10726 Whispering Meadows Trl was $3,351 with a homeowner's exemption, down 8.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,786 (-2.26%) Land $59,649 Building $203,137$262,786 (-2.26%) Land $59,649 Building $203,137
2025$3,351.00 (-8.29%) Homeowner's exemption$268,866 Land $59,649 Building $209,217$268,866 Land $59,649 Building $209,217
2024$3,654.00
2023$271,078 Land $59,649 Building $211,429$271,078 Land $59,649 Building $211,429
2022$1,435.00
2020$1,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10726 Whispering Meadows Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10726 Whispering Meadows Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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