San Bernardino County property record for 10726 Central Rd, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,062 sqft · built 2005 |
| Lot Size | 1.62 acres (70,724 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $240,000 (May 2016) |
| Tax Bill | $3,643 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3080-121-21-0000 |
| Primary APN | 3080-121-21-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 2,062 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 70,724 sqft (1.62 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 10726 CENTRAL RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 N 1/2 E 1/2 S 1/2 THAT PTN SE 1/4 SEC 10 TP 4N R 3W LYING NLY OF NLY LI S 825 FT SD SE 1/4 EX W 958 FT THEREOF AND EX MNL RTS RESERVATION OF RECORD EX ST |
| Legal Range | 3W |
| Legal Township | WP |
| Legal Section | 10 |
| Legal Block | 1 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 9708 |
10726 Central Rd is owner-occupied and held in a trust since May 2016.
Source: San Bernardino County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 9, 2025 | Intrafamily Transfer, Transfer |
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2016 · Amount on File |
| Deed Sale | May 16, 2016 · Amount on File |
| Prior Sale | May 15, 2012 · Amount on File |
| Deed Document Number | 2016189629 |
| Prior Transfer Date | Apr 13, 2016 |
| Prior Transfer Doc | 0000189629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Document Number | 0000244933 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025-0244933 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Document Number | 0000016836 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-0016836 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Document Number | 0000353236 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0353236 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10726 CENTRAL RD, APPLE VALLEY, CA 92308-9228 |
| Document Number | 0000253899 |
| Instrument Date | Jun 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | LSI TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10726 CENTRAL RD APPLE VALLEY CA 923089228, APPLE VALLEY, CA 92308-9228 |
| Document Number | 0000253899 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 253899 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2047 |
The 2025 property tax bill for 10726 Central Rd was $3,643.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $319,980 (+2%) Land $36,223 Building $283,757 | |
| 2025 | $3,643.00 | $313,706 Land $35,513 Building $278,193 |
| 2023 | $3,509.00 (+1.53%) | $301,524 Land $34,134 Building $267,390 |
| 2022 | $3,456.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10726 Central Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10726 Central Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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