10725 Ridgeview Dr, Mobile, AL 36608 Property Records

Mobile County property record for 10725 Ridgeview Dr, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,791 sqft · built 2020
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2025)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12700187`

Property Details

APN / Parcel Number

Primary APN	`12700187`
Alternative APN	`27 09 29 0 000 010.039`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12700187
Street Address	10725 RIDGEVIEW DR
City	MOBILE
State	AL
Zip	36608-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 BURLINGTON ESTATES PHASE 1 MBK 138 PG 81
Legal Subdivision	BURLINGTON ESTATES PHASE 1
Legal Phase	1
Legal Lot Number	36
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3001
Census Tract	6407

Owner

Source: Mobile County records · APN 12700187

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOCAL BANK
Jul 02, 2025	Warranty Deed, Transfer · FHA Mortgage LOCAL BANK
Jun 14, 2021	Warranty Deed, Transfer · VA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	2025040167
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044932
Date	Jul 25, 2025
Instrument	2025044932

Lender

Name	LOCAL BANK
Type	Bank
Address	1635 MCFARLAND BLVD N # N-503, TUSCALOOSA, AL 35406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 01, 2035

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 02, 2025
Property Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473
Document Number	0000040167
Map Reference	MB 138 PG 81
Instrument Date	Jun 30, 2025
Instrument	2025040167
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC JG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1424 WESLEYAN ST, GAUTIER, MS 39553-7449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040168
Date	Jul 02, 2025
Instrument	2025040168

Lender

Name	LOCAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 14, 2021
Property Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473
Document Number	0000038072
Map Reference	MB 138 PG 81
Instrument Date	Jun 03, 2021
Instrument	2021038072
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9743 CHAMBERS DR, MOBILE, AL 36695-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10725 RIDGEVIEW DR, MOBILE, AL 36608-9473

Mortgage

Document Number	0000038073
Date	Jun 14, 2021
Instrument	2021038073

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+0.79%) Homeowner's exemption	$26,320 (+0.77%) Land $5,000 Building $21,320	$263,200 (+0.77%) Land $50,000 Building $213,200
2024	$1,269.00 (-3.5%) Homeowner's exemption	$26,120 (-3.47%) Land $5,000 Building $21,120	$261,200 (-3.47%) Land $50,000 Building $211,200
2023	$1,315.00 (+15.15%) Homeowner's exemption	$27,060 (+15.15%) Land $5,000 Building $22,060	$270,600 (+15.15%) Land $50,000 Building $220,600
2022	$1,142.00 Homeowner's exemption	$23,500 Land $4,460 Building $19,040	$235,000 Land $44,600 Building $190,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 296 locations within half a mile of this property.

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