10725 James Rd, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10725 James Rd, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,511 sqft · built 1967
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-31-0017`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-31-0017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Gross Area	4,864 sqft
1st Floor Area	1,511 sqft
Basement Area	3,353 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	134 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10725 JAMES RD
City	MINNEAPOLIS
State	MN
Zip	55431-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 002 A NINE MILE BLUFF S 162X134X105X95
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	31
Legal Subdivision	NINE MILE BLUFF
Legal Block	2
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25801

Owner

Source: Hennepin County assessment roll, APN 21-027-24-31-0017, as of June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10725 JAMES RD, MINNEAPOLIS, MN 55431-4137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10725 JAMES RD, BLOOMINGTON, MN 55431-4137
Document Number	0010891926
Instrument Date	Dec 04, 2020
Transaction Type	Mortgage
Record Updated	Feb 02, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10725 JAMES RD MINNEAPOLIS MN 554314137, MINNEAPOLIS, MN 55431-4137

Mortgage

Document Number	0010891926
Date	Dec 29, 2020
Instrument	10891926

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll as of June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,144.00 (+20.02%)	$450,200 (+3.52%) Land $172,700 Building $277,500	$450,200 (+3.52%) Land $172,700 Building $277,500
2023	$5,119.00 Homeowner's exemption
2022		$434,900 Land $157,000 Building $277,900	$434,900 Land $157,000 Building $277,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530258012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 169 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: LTD Broadband, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1270001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Bloomington serves 91,300 people
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.