10725 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10725 Bent Tree Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1987
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Oct 2022)
Tax Bill$2,354 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23K-2-59

Property Details

APN / Parcel Number

Primary APN23K-2-59
Alternative APN
  • 023K 2-59

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,478 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
PorchSlab
Deck Area98 sqft
Patio Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10725 BENT TREE DR
CityFREDERICKSBURG
StateVA
Zip22407-1626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - RESID
Legal DescriptionCEDARBROOK LOT 59 SEC 2
Legal SubdivisionCEDARBROOK
Legal Lot Number59
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionCOURTLAND
Census Block Group2
Census Block2015
Census Tract20304

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10725 BENT TREE DR, FREDERICKSBURG, VA 22407-1626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on Record
Deed SaleOct 12, 2022 · Amount on Record
Prior SaleOct 22, 2015 · Amount on Record
Deed Document Number202220151
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateOct 12, 2022
Property Address10725 BENT TREE DR, FREDERICKSBURG, VA 22407-1626
Document Number0220020151
Instrument DateOct 7, 2022
Instrument220020151
Transaction TypeTransfer
Record UpdatedOct 26, 2022
Title CompanyCTX TITLE LLC, CTS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10725 BENT TREE DR, FREDERICKSBURG, VA 22407-1626

Mortgage

Document Number0220020152
DateOct 12, 2022
Instrument220020152
Lender
NameATLANTIC COAST MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term208 Months
DueFeb 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,354.00 (+22.73%)$319,300 (+28.44%) Land $160,000 Building $159,300
2025$319,300 (+28.44%) Land $160,000 Building $159,300
2023$1,918.00$248,600 Land $115,000 Building $133,600$248,600 Land $115,000 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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