Mecklenburg County property record for 10723 Round Rock Rd, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,192 sqft · built 2006 |
| Lot Size | 0.245 acres (10,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2016) |
| Tax Bill | $4,871 (2023) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-143-55 |
| Primary APN | 229-143-55 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,192 sqft Heated Area |
| Gross Area | 2,925 sqft |
| 1st Floor Area | 2,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,680 sqft (0.245 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 229-143-55 |
|---|---|
| Street Address | 10723 ROUND ROCK RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L29 M43-969 |
| Legal Subdivision | STONE CRK RANCH |
| Legal Lot Number | 29 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5862 |
10723 Round Rock Rd is owned and occupied by an individual who acquired it in January 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10723 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK TRUST CO NA |
| Jan 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on File |
| Deed Sale | Aug 11, 2016 · Amount on File |
| Prior Sale | Aug 11, 2016 · Amount on File |
| Deed Document Number | 0000105305 |
| Deed Book / Page | 031069 / 000167 |
| Last Transfer Date | Jan 21, 2021 |
| Transfer Doc | 0000011400 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10723 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000041419 |
|---|---|
| Date | May 5, 2023 |
| Book Page | 38101/826 |
| Instrument | 2023041419 |
| Name | US BANK TRUST CO NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 21, 2021 |
| Property Address | 10723 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Document Number | 0000011400 |
| Book / Page | 35571 / 555 |
| Map Reference | MB 43 PG 969 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 2021011400 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10723 ROUND ROCK RD, CHARLOTTE, NC 28277-3469 |
| Document Number | 0000011401 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 35571/558 |
| Instrument | 2021011401 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 10723 Round Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10723 Round Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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