10723 E 7th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10723 E 7th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,953 sqft · built 1958
Lot Size	0.228 acres (9,941 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jul 2021)
Tax Bill	$4,464 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45212.1323`

Property Details

APN / Parcel Number

Primary APN	`45212.1323`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,788 sqft
1st Floor Area	1,153 sqft
Basement Area	1,107 sqft
Finished Basement	800 sqft
Unfinished Basement	307 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,941 sqft (0.228 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10723 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP OLD ORCH SUB B195 L20 B2
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPP OLD ORCH SUB
Legal Block	195,2
Legal Lot Number	20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	12600

Owner

10723 E 7th Ave is owned and occupied by an individual who bought it in July 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit CANOPY FCU
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 15, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on File
Deed Sale	Jul 15, 2021 · Amount on File
Prior Sale	Oct 30, 2009 · Amount on File
Deed Document Number	20217101273
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0006963581
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547

Mortgage

Document Number	0007446605
Date	Oct 13, 2025
Instrument	7446605

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	310 Months
Due	Aug 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007264974
Date	Jan 25, 2023
Instrument	7264974

Lender

Name	CANOPY FCU
Type	Credit Union
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	273 Months
Due	Oct 1, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547

Mortgage

Document Number	0007319534
Date	Nov 17, 2023
Instrument	7319534

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 15, 2021
Property Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Document Number	0007101273
Map Reference	VOL 3 PG 11
Instrument Date	Jul 15, 2021
Instrument	7101273
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547

Mortgage

Document Number	0007101274
Date	Jul 15, 2021
Instrument	7101274

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Sep 2, 2020
Property Address	10723 E 7TH AVE, SPOKANE VALLEY, WA 99206-5547
Document Number	0006963581
Map Reference	VOL 3 PG 11
Instrument Date	Aug 25, 2020
Instrument	6963581
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NATIONAL LENDING SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10723 E 7TH AVE, 10723, SPOKANE VALLEY, WA 99206-5547

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006963582
Date	Sep 2, 2020
Instrument	6963582

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 10723 E 7th Ave was $4,464, up 2.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,464.00 (+2.5%)	$388,100 Land $110,000 Building $278,100	$388,100 Land $110,000 Building $278,100
2025	$4,355.00
2024		$407,800 (+49.65%) Land $77,000 Building $330,800	$407,800 (+49.65%) Land $77,000 Building $330,800
2023	$4,185.00 (+20.43%)	$272,500 Land $55,000 Building $217,500	$272,500 Land $55,000 Building $217,500
2022	$3,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10723 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10723 E 7th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODEL IRRIGATION DIST #18 serves 7,903 people · EPA ID WA5355550
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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