Cattaraugus County and Perrysburg Town property record for 10721 Prospect St, Gowanda, NY 14070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,273 sqft · built 1955 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2023) |
| Tax Bill | $2,746 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale & Mortgage |
| APN | 047000 8.074-1-20 |
| Primary APN | 047000 8.074-1-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| 1st Floor Area | 862 sqft |
| Upper Floors Area | 411 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0225 |
|---|---|
| Street Address | 10721 PROSPECT ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR72 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERRYSBURG |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 960400 |
10721 Prospect St is owned and occupied by an individual who bought it in November 2023.
Source: Cattaraugus County and Perrysburg Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10721 PROSPECT ST, GOWANDA, NY 14070-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 8, 2023 | Deed, Transfer · Stand-Alone First Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2023 · Amount on File |
| Deed Sale | Nov 8, 2023 · Amount on File |
| Deed Document Number | 202315393 |
| Prior Transfer Date | Feb 1, 2010 |
| Prior Transfer Doc | 0135923001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 10721 PROSPECT ST, GOWANDA, NY 14070-9601 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000013275 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 202513275 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Nov 8, 2023 |
| Property Address | 10721 PROSPECT ST, GOWANDA, NY 14070-9601 |
| Document Number | 0000015393 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 202315393 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11624 BOLTON RD, SPRINGVILLE, NY 14141-9503 |
| Document Number | 0000015394 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 202315394 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10721 Prospect St was $2,746, down 2.2% from the year before.
Source: Cattaraugus County and Perrysburg Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Perrysburg Town |
| Unified School District | Gowanda Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,746.00 (-2.17%) | ||
| 2025 | $2,807.00 (-1.16%) | $118,800 Land $6,000 Building $112,800 | $118,800 Land $6,000 Building $112,800 |
| 2024 | $2,840.00 (+105.35%) | ||
| 2023 | $1,383.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $110,000 (+137.58%) Land $6,000 Building $104,000 | $110,000 (+18.79%) Land $6,000 Building $104,000 |
| 2022 | $46,300 Land $2,800 Building $43,500 | $92,600 Land $5,600 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 10721 Prospect St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10721 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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