10720 Zinran Cir S, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10720 Zinran Cir S, Bloomington, MN 55438

Property Summary

Property Type	Townhouse
Details	2 bd · 2.25 ba · 922 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Oct 2018)
Tax Bill	$4,032 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-31-0125`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-31-0125`

Interior

Bedrooms	2 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	94 ft deep x 67 ft wide
Garage Type	Basement
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10720 ZINRAN CIR S
City	MINNEAPOLIS
State	MN
Zip	55438-2263
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 012 BLOCK 001 T WEST PARK HILLS PLAT 12 67X94X75X104X75
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	31
Legal Subdivision	WEST PARK HILLS PLAT 12
Legal Block	1
Legal Lot Number	12
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3011
Census Tract	25907

Owner

10720 Zinran Cir S, a townhouse, is owned and occupied by an individual who bought it in October 2018.

Source: Hennepin County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10720 ZINRAN CIR S, MINNEAPOLIS, MN 55438-2263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 28, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 17, 2018	Grant Deed, Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20185569574
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263

Mortgage

Document Number	0A11402169
Date	Sep 15, 2025
Instrument	A11402169

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	POMPANO BEACH, FL 33067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263

Mortgage

Document Number	00T5995732
Date	Jan 19, 2023
Instrument	T5995732

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263

Mortgage

Document Number	0T05881023
Date	Sep 28, 2021
Instrument	T05881023

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 17, 2018
Property Address	10720 ZINRAN CIR S, BLOOMINGTON, MN 55438-2263
Document Number	0005569574
Instrument Date	Aug 28, 2018
Instrument	5569574
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10720 ZINRAN CIR S BLOOMINGTON MN 554382263, BLOOMINGTON, MN 55438-2263

Mortgage

Document Number	5569575
Date	Oct 17, 2018
Instrument	5569575

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Mortgage

Document Number	5569576,
Date	Oct 17, 2018
Instrument	5569576

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 16, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 10720 Zinran Cir S was $4,032 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,032.00	$245,800 Land $64,200 Building $181,600	$245,800 Land $64,200 Building $181,600
2023	$3,683.00 Homeowner's exemption
2022		$249,300 Land $61,000 Building $188,300	$249,300 Land $61,000 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10720 Zinran Cir S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10720 Zinran Cir S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Intrepid Fiber Networks.

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