Monroe County property record for 10720 Finzel Rd, Carleton, MI 48117
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $137,500 (Feb 2021) |
| Tax Bill | $1,763 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-024-032-00 |
| Primary APN | 06-024-032-00 |
|---|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10720 FINZEL RD |
|---|---|
| City | CARLETON |
| State | MI |
| Zip | 48117-9361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EX24-12B SEC 24 T5S R8E .50 A COM AT THE INTER OF THE C L OF FINZEL & O'HARA RDS TH N ALG C L 180 FT TO POB TH N ALG C L OF |
| Legal Range | 08E |
| Legal Township | 05S |
| Legal Section | 24 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | EXETER |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 830500 |
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10720 FINZEL RD, CARLETON, MI 48117-9361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Jul 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on Record |
| Deed Sale | Feb 1, 2021 · Amount on Record |
| Deed Document Number | 20212903 |
| Prior Transfer Date | Jan 27, 2021 |
| Prior Transfer Doc | 0000002903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 1, 2021 |
| Property Address | 10720 FINZEL RD, CARLETON, MI 48117-9361 |
| Document Number | 2021R02903 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 2021R02903 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,031.25 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 10720 FINZEL RD, 10720, CARLETON, MI 48117-9361 |
| Name | Verified Name |
|---|---|
| Address | 10979 FINZEL RD, CARLETON, MI 48117-9361 |
| Document Number | 2021R02904 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | 2021R02904 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 24, 2020 |
| Property Address | 10720 FINZEL RD, CARLETON, MI 48117-9361 |
| Document Number | 0000014353 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 14353 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10720 FINZEL RD CARLETON MI 481179361, CARLETON, MI 48117-9361 |
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Exeter Township |
| Unified School District | Airport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,900 (+6.68%) Land $79,900 | $159,800 (+6.68%) Land $159,800 | |
| 2025 | $1,763.00 (+21.59%) Homeowner's exemption | $74,900 (+31.75%) Land $74,900 | $149,800 (+31.75%) Land $149,800 |
| 2023 | $1,450.00 Homeowner's exemption | $56,850 | $113,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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