Clermont County property record for 1072 Terrydel Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,317 sqft · built 1961 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,383 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-45-42.-024 |
| Primary APN | 28-45-42.-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 580 sqft |
| Basement Area | 580 sqft |
| Finished Basement | 580 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,735 sqft (0.476 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 348 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Deck Area | 144 sqft |
| Patio Area | 459 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Canopy | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1072 TERRYDEL LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-3021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERWIN HTS; LOT 24 |
| Legal Subdivision | MERWIN HTS |
| Legal Lot Number | 24 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | PIERCE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41504 |
1072 Terrydel Ln is owned and occupied by an individual who acquired it in February 2020.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 11, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 7, 2017 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 |
| Deed Sale | Feb 11, 2020 |
| Prior Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 20203506 |
| Deed Book / Page | 2830 / 1663 |
| Prior Transfer Date | Jan 29, 2020 |
| Prior Transfer Doc | 0000003506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029353 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 2894/142 |
| Instrument | 202100029353 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 328 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000036942 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2863/5466 |
| Instrument | 202000036942 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Dec 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 11, 2020 |
| Property Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Document Number | 0000003506 |
| Book / Page | 2830 / 1663 |
| Map Reference | MB H PG 51 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 202000003506 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Document Number | 0000003507 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 202000003507 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 1072 TERRYDEL LN, CINCINNATI, OH 45245-3021 |
| Document Number | 0000005484 |
| Book / Page | 002694 / 000754 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1072 TERRYDEL LN CINCINNATI OH 452453021, CINCINNATI, OH 45245-3021 |
| Document Number | 0000005484 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 002694/000754 |
| Instrument | 5484 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
The 2025 property tax bill for 1072 Terrydel Ln was $4,383 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Pierce Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,383.00 | $81,520 Land $12,500 Building $69,020 | |
| 2024 | $232,900 (-) Land $35,700 Building $197,200 | ||
| 2023 | $7,875.00 (+144.57%) Homeowner's exemption | $81,520 (+48.92%) Land $12,500 Building $69,020 | $232,900 Land $35,700 Building $197,200 |
| 2022 | $3,220.00 Homeowner's exemption | $54,740 Land $8,400 Building $46,340 | |
| 2020 | $156,400 Land $24,000 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1072 Terrydel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1072 Terrydel Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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