Contra Costa County property record for 1072 Saint Raphael Dr, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,441 sqft · built 1991 |
| Lot Size | 0.124 acres (5,380 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2018) |
| Tax Bill | $4,246 (2025) |
| Deeds & Mortgages | Aug 2018 Sale Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-542-031-4 |
| Primary APN | 098-542-031-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 5,380 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1072 SAINT RAPHAEL DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | T7152 L70 |
| Legal Subdivision | SUBDIVISION 7152 |
| Legal Tract | 7152 |
| Legal Lot Number | 70 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 315000 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1072 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 10, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Sep 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Nov 12, 2004 · Amount on Record |
| Deed Document Number | 2018128143 |
| Prior Transfer Date | Oct 10, 2002 |
| Prior Transfer Doc | 0000376490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 1072 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756 |
| Document Number | 0000128143 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 128143 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1072 SAINT RAPHAEL DR BAY POINT CA 945656756, BAY POINT, CA 94565-6756 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1072 SAINT RAPHAEL DR, BAY POINT, CA 94565-6756 |
| Document Number | 0000183358 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN NCS/SANTA ANA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1072 SAINT RAPHAEL DR BAY POINT CA 945656756, BAY POINT, CA 94565-6756 |
| Document Number | 0000183358 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 183358 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $290,357 (+2%) Land $182,725 Building $107,632 | |
| 2025 | $4,246.00 (+5.1%) Homeowner's exemption | $284,665 (+4.04%) Land $179,143 Building $105,522 |
| 2023 | $4,040.00 (+0.67%) Homeowner's exemption | $273,613 Land $172,188 Building $101,425 |
| 2022 | $4,013.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Unwired, Verizon.
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