1072 Saint Matthew Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 1072 Saint Matthew Ave, O Fallon, MO 63366

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,935 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$198,800 (Jul 2018)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860000027`

Property Details

APN / Parcel Number

Primary APN	`A860000027`
Alternative APN	`2-051B-5796-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	1,800 sqft
Basement Area	1,800 sqft
Finished Basement	135 sqft
Unfinished Basement	1,665 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000027
Street Address	1072 SAINT MATTHEW AVE
City	O FALLON
State	MO
Zip	63366-1244
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PINEY CREEK LOT 6 FKA WHITEGATE MANOR
Legal Subdivision	PINEY CREEK FKA WHITEGATE MANOR
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2015
Census Tract	311603

Owner

1072 Saint Matthew Ave, a duplex, is owned by two individuals who bought it in July 2018.

Source: St. Charles County records, as of October 28, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2746 SHANE LN, FORISTELL, MO 63348-1066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Prior Sale	Apr 18, 2003 · Amount on File
Deed Document Number	2018396870
Deed Book / Page	6948 / 496
Prior Transfer Date	Apr 5, 2003
Prior Transfer Doc	0033590723
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1072 SAINT MATTHEW AVE, O FALLON, MO 63366-1244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071490709
Date	Sep 25, 2019
Book Page	7149/0709
Instrument	20190925000527070

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 13, 2018
Property Address	1072 SAINT MATTHEW AVE, O FALLON, MO 63366-1244
Document Number	0069480496
Book / Page	6948 / 0496
Map Reference	MB 1019 PG 1870
Instrument Date	Jul 13, 2018
Instrument	20180713000396870
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TRAC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2746 SHANE LN, FORISTELL, MO 63348-1066

Mortgage

Document Number	20180713000397090
Date	Jul 13, 2018
Instrument	20180713000397090

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Saint Matthew Ave was $3,545, up 4.2% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (+4.2%)	$54,919	$289,048 Land $48,355 Building $240,693
2024	$3,402.00
2023		$51,168
2022			$269,300 Land $33,848 Building $235,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1072 Saint Matthew Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1072 Saint Matthew Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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