1072 S Broad St, Commerce, GA 30529 Property Records

Jackson County property record for 1072 S Broad St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,969 sqft · built 1930
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jun 2020)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C03 048`

Property Details

APN / Parcel Number

Primary APN	`C03 048`
Alternative APN	`8354`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,969 sqft Heated Area
1st Floor Area	1,969 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	260 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	501 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8354
Street Address	1072 S BROAD ST
City	COMMERCE
State	GA
Zip	30529-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	0.68 ACRE PLAT BK 44 PG 156 (SVY FOR BRYAN)
Legal Block	44
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4041
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1072 S BROAD ST, COMMERCE, GA 30529-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Jun 18, 2020	Grant Deed, Transfer · FHA Mortgage CERTAINTY HM LNS LLC
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASATCH HLDGS LLC
Nov 15, 2019	Grant Deed, Construction Loan · Construction Mortgage FIRM LNDG 2 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	20202213
Deed Book / Page	89Z / 38
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1072 S BROAD ST, COMMERCE, GA 30529-2504
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 S BROAD ST, COMMERCE, GA 30529-2504

Mortgage

Document Number	00111D0000000366
Date	Jun 3, 2024
Book Page	000000111D/0000000366

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 18, 2020
Property Address	1072 S BROAD ST, COMMERCE, GA 30529-2504
Document Number	00089Z0038
Book / Page	00089Z / 000038
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 S BROAD ST COMMERCE GA 305292504, COMMERCE, GA 30529-2504

Mortgage

Document Number	89Z0041
Date	Jun 18, 2020
Book Page	00089Z/000041

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1072 S BROAD ST, COMMERCE, GA 30529-2504
Document Number	00087U0654
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1072 S BROAD ST COMMERCE GA 305292504, COMMERCE, GA 30529-2504

Mortgage

Document Number	00087U0654
Date	Jan 24, 2020
Book Page	00087U/000654

Lender

Name	WASATCH HLDGS LLC
Address	PO BOX 3280, GAINESVILLE, GA 30503-3280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 23, 2021

November 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 15, 2019
Property Address	1072 S BROAD ST, COMMERCE, GA 30529-2504
Document Number	00086X0639
Book / Page	00086X / 000639
Instrument Date	Nov 12, 2019
Transaction Type	Construction Loan
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1072 S BROAD ST COMMERCE GA 305292504, COMMERCE, GA 30529-2504

Mortgage

Document Number	86X0640
Date	Nov 15, 2019
Book Page	00086X/000640

Lender

Name	FIRM LNDG 2 LLC
Address	150 SE 2ND AVE # 805, MIAMI, FL 33131-1574

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2020

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,880 (-) Land $75,840 Building $80,040	$389,700 (-) Land $189,600 Building $200,100
2025	$4,149.00 (-8.97%) Homeowner's exemption	$155,880 (-5.96%) Land $75,840 Building $80,040	$389,700 (-5.96%) Land $189,600 Building $200,100
2024	$4,558.00 (-3.29%) Homeowner's exemption	$165,760 (+4.12%) Land $118,480 Building $47,280	$414,400 (+4.12%) Land $296,200 Building $118,200
2023	$4,713.00 (+146.37%)	$159,200 (+169.83%) Land $118,480 Building $40,720	$398,000 (+169.83%) Land $296,200 Building $101,800
2022	$1,913.00	$59,000 Land $26,760 Building $32,240	$147,500 Land $66,900 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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