1072 S Bluff Dr, Roseville, CA 95678 Property Records

Placer County property record for 1072 S Bluff Dr, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1994
Lot Size	0.197 acres (8,559 sqft)
Owner	Trust Name on File
Last Sale	$343,000 (Feb 2015)
Tax Bill	$4,309 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`477-230-013-000`

Property Details

APN / Parcel Number

Primary APN	`477-230-013-000`
Alternative APN	`477-230-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,559 sqft (0.197 acres)
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	477-230-013
Street Address	1072 S BLUFF DR
City	ROSEVILLE
State	CA
Zip	95678-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 35 RIDGEWOOD UNIT 1 MOR BK R PG 87
Legal Subdivision	RIDGEWOOD UNIT NO. 1
Legal Lot Number	35
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	2
Census Block	2000
Census Tract	21046

Owner

1072 S Bluff Dr is owner-occupied and held in a trust since June 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2015 · Amount on File
Deed Sale	Feb 10, 2015 · Amount on File
Prior Sale	Jul 26, 2013 · Amount on File
Deed Document Number	20159234
Last Transfer Date	Jun 1, 2023
Transfer Doc	0000028770
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jun 2, 2023
Property Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144
Document Number	0000028770
Map Reference	MB R PG 87
Instrument Date	Jun 1, 2023
Instrument	2023-0028770
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144

Mortgage

Document Number	0000067866
Date	Aug 31, 2022
Instrument	2022-0067866

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 S BLUFF DR, ROSEVILLE, CA 95678-1144

Mortgage

Document Number	0000111228
Date	Oct 5, 2020
Instrument	2020-0111228

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1072 S Bluff Dr was $4,309 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,470 (+2%) Land $122,584 Building $297,886
2025	$4,309.00 Homeowner's exemption	$412,227 Land $120,181 Building $292,046
2023	$4,243.00 (-0.35%)	$396,221 Land $115,515 Building $280,706
2022	$4,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1072 S Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 1 (45% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 S Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit.

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