1072 Ridge Dr, Clayton, NC 27520 Property Records

Johnston County property record for 1072 Ridge Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,575 sqft · built 1986
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$2,632 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05G02192I`

Property Details

APN / Parcel Number

Primary APN	`05G02192I`
Alternative APN	`2000239650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,575 sqft Living Area
Gross Area	3,906 sqft
1st Floor Area	875 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	624 sqft
Patio Area	624 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000239650
Street Address	1072 RIDGE DR
City	CLAYTON
State	NC
Zip	27520-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 21 LANDMARK 20/227
Legal Subdivision	LANDMARK SUBDIVISION
Legal Lot Number	21
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2005
Census Tract	41003

Owner

1072 Ridge Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1072 RIDGE DR, CLAYTON, NC 27520-9183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP
Dec 27, 2018	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	2021754026
Deed Book / Page	5957 / 81
Prior Transfer Date	Oct 1, 2004
Prior Transfer Doc	2773000934
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	1072 RIDGE DR, CLAYTON, NC 27520-9183
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 RIDGE DR, CLAYTON, NC 27520-9183

Mortgage

Document Number	0000001060
Date	Jan 13, 2026
Book Page	DEED7033/593
Instrument	2026001060

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 10, 2021
Property Address	1072 RIDGE DR, CLAYTON, NC 27520-9183
Document Number	0000754026
Book / Page	5957 / 81
Map Reference	MB 20 PG 227
Instrument Date	Jun 7, 2021
Instrument	2021754026
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 BENT BRANCH LOOP # LOOP301, 607, CLAYTON, NC 27527-5458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 RIDGE DR, CLAYTON, NC 27520-9183

Mortgage

Document Number	0000754027
Date	Jun 10, 2021
Instrument	2021754027

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 27, 2018
Property Address	1072 RIDGE DR, CLAYTON, NC 27520-9183
Document Number	0000596260
Book / Page	005271 / 000467
Instrument Date	Dec 22, 2018
Instrument	596260
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTOR TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1072 RIDGE DR CLAYTON NC 275209183, CLAYTON, NC 27520-9183

Mortgage

Document Number	596261
Date	Dec 27, 2018
Book Page	005271/000469
Instrument	596261

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1072 Ridge Dr was $2,632.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,632.00	$421,170 Land $100,000 Building $321,170	$421,170 Land $100,000 Building $321,170
2023	$1,816.00	$216,240 Land $60,000 Building $156,240	$216,240 Land $60,000 Building $156,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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