Shelby County property record for 1072 Regency Way, Birmingham, AL 35242
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,258 sqft · built 2018 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $729,000 (Feb 2025) |
| Tax Bill | $2,727 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092100000037000 |
| Primary APN | 092100000037000 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,258 sqft Heated Area |
| 1st Floor Area | 2,307 sqft |
| Upper Floors Area | 951 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,254 sqft (0.442 acres) |
| Lot Dimensions | 208 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1072 REGENCY WAY |
|---|---|
| City | BIRMINGHAM |
| State | AL |
| Zip | 35242-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 19S 01W NBRHD: 01 HIGHLAND LAKES REAR ENTRANCE R-2 |
| Legal Range | 01W |
| Legal Township | 19S |
| Legal Section | 10 |
| Legal Subdivision | HIGHLAND LAKES 29TH SECTOR |
| Legal Lot Number | 2915 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 30216 |
1072 Regency Way is owned and occupied by two individuals who bought it in February 2025.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 1, 2021 | Warranty Deed, Transfer |
| May 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Mar 13, 2017 | Warranty Deed, Transfer TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Prior Sale | Mar 1, 2021 · Amount on File |
| Deed Document Number | 202533710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068730 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 20220217000068730 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000299060 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 20180821000299060 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Mar 1, 2021 |
| Property Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Document Number | 0000102080 |
| Map Reference | MB 36 PG 33A-D |
| Instrument Date | Feb 26, 2021 |
| Instrument | 20210301000102080 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4004 LAURA LN, CHELSEA, AL 35043-1132 |
| Name | Verified Name |
|---|---|
| Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 8, 2018 |
| Property Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Document Number | 0000155820 |
| Map Reference | MB36 PG33 A,B,C&D |
| Instrument Date | Apr 27, 2018 |
| Instrument | 20180508000155820 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 HIGHWAY 280 S # S425, 2700, MOUNTAIN BRK, AL 35223-2420 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Document Number | 0000155830 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 20180508000155830 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Mar 13, 2017 |
| Property Address | 1072 REGENCY WAY, BIRMINGHAM, AL 35242-1411 |
| Document Number | 0000084110 |
| Map Reference | MB36 PG33A,B,C&D |
| Instrument Date | Mar 8, 2017 |
| Instrument | 20170313000084110 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2700 HIGHWAY 280 S # S425, 2700, MOUNTAIN BRK, AL 35223-2420 |
| Name | Verified Name |
|---|---|
| Address | 2700 HIGHWAY 280 S STE 425, 425, MOUNTAIN BRK, AL 35223-2465 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084120 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 20170313000084120 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35242 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 1072 Regency Way was $2,727 with exemptions applied, down 12.6% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,727.00 (-12.6%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,120.00 | $70,920 | $709,100 Land $110,000 Building $599,100 |
| 2023 | $2,348.00 Homeowner's exemption Senior Citizen's exemption | $63,020 | $630,200 Land $100,000 Building $530,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1072 Regency Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1995–2020) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1072 Regency Way is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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