1072 Monroe St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1072 Monroe St, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 845 sqft · built 1939
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Apr 2021)
Tax Bill	$940 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-2000-0140-00-5`

Property Details

APN / Parcel Number

Primary APN	`53-2000-0140-00-5`
Alternative APN	`11-53-2000-0140-00-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	845 sqft Living Area
1st Floor Area	676 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	127 ft deep x 49 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1072 MONROE ST
City	BENTON HARBOR
State	MI
Zip	49022-5224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICT A
Legal Description	LOT 16 BLK 6 EMPIRE ADD TO CITY OF BENTON HARBOR
Legal Subdivision	EMPIRE ADD
Legal Block	6
Legal Lot Number	16
Legal Unit	16
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	1
Census Block	1007
Census Tract	600

Owner

1072 Monroe St is owned by a company that bought it in April 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	228 WINDSOR RD, BENTON HARBOR, MI 49022-5654
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 19, 2021	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Book / Page	3323 / 2272
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1072 MONROE ST, BENTON HARBOR, MI 49022-5224
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03350/1656
Date	Oct 27, 2021
Book Page	3350/1656

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 19, 2021
Property Address	1072 MONROE ST, BENTON HARBOR, MI 49022-5224
Document Number	03323/2272
Book / Page	3323 / 2272
Map Reference	LB 5 PG 29
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WINDSOR RD, BENTON HARBOR, MI 49022-5654
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Monroe St was $940.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,200	$56,400
2025	$940.00
2023		$17,500	$35,000
2022	$828.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1072 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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