1072 Homestead, Kempner, TX 76539 Property Records

Bell County property record for 1072 Homestead, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 2017
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on File
Last Sale	$288,800 (Jun 2021)
Tax Bill	$1,274 (2021)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0946650562`

Property Details

APN / Parcel Number

Primary APN	`0946650562`
Alternative APNs	`386967` `839024`

Interior

Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	195 sqft
Storage Building	240 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	1072 HOMESTEAD
City	KEMPNER
State	TX
Zip	76539-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLS RANCH PHASE 4, BLOCK 001, LOT 0004, ACRES .573
Legal Subdivision	WELLS RANCH PHASE 4
Legal Block	1
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2015
Census Tract	23301

Owner

1072 Homestead is owned and occupied by an individual who bought it in June 2021.

Source: Bell County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Vendor's Lien, Transfer · VA Mortgage LOANPEOPLE LLC
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jan 25, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Prior Sale	Jan 25, 2018 · Amount on File
Deed Document Number	202135052
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000035052
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 4, 2021
Property Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008
Document Number	0000035052
Map Reference	CAB D SL 130-D
Instrument Date	May 28, 2021
Instrument	2021035052
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 N TWIN CREEK DR APT 312, 1001, KILLEEN, TX 76543-4247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008

Mortgage

Document Number	0000035053
Date	Jun 4, 2021
Instrument	2021035053

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008
Document Number	0000054776
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HOMESTEAD KEMPNER TX 765395008, KEMPNER, TX 76539-5008

Mortgage

Document Number	0000054776
Date	Dec 2, 2019
Book Page	011099/000827
Instrument	54776

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jan 25, 2018
Property Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008
Document Number	0000002998
Instrument Date	Jan 24, 2018
Instrument	2998
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HOMESTEAD KEMPNER TX 765395008, KEMPNER, TX 76539-5008

Mortgage

Document Number	2999
Date	Jan 25, 2018
Instrument	2999

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2048

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Jan 27, 2017
Property Address	1072 HOMESTEAD, KEMPNER, TX 76539-5008
Instrument Date	Jan 26, 2017
Instrument	3490
Transaction Type	Construction Loan
Record Updated	Feb 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 727 COPPERAS COVE TX 765220727, COPPERAS COVE, TX 76522-0727

Mortgage

Document Number	0000003490
Date	Jan 27, 2017
Instrument	3490

Lender

Name	FIRST ST BK/CTRL TX
Type	Bank
Address	TEMPLE, TX 76503-6136

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$339,214 Land $55,000 Building $284,214	$339,214 Land $55,000 Building $284,214
2023		$367,997 Land $30,000 Building $337,997	$367,997 Land $30,000 Building $337,997
2021	$1,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 Homestead in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Homestead is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Homestead

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