Madison County property record for 1072 Heathcliff Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,942 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2018) |
| Tax Bill | $1,847 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0008-0033 |
| Primary APN | 0056-0008-0033 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,942 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 74583 |
|---|---|
| Street Address | 1072 HEATHCLIFF DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARGYLL WOODS LOT 33 |
| Legal Subdivision | ARGYL |
| Legal Lot Number | 33 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10903 |
1072 Heathcliff Dr is owned and occupied by an individual who bought it in October 2018.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1072 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Oct 31, 2018 | Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on File |
| Deed Sale | Oct 31, 2018 · Amount on File |
| Deed Document Number | 2013984059 |
| Deed Book / Page | D00766 / 339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1072 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2067/477 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | M2067/477 |
| Instrument | 2014042653 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 21, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1072 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2039/665 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | M2039/665 |
| Instrument | 2014032821 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 31, 2018 |
| Property Address | 1072 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | D00766/339 |
| Book / Page | D00766 / 339 |
| Map Reference | MB15 PG182 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2013984059 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 STOCKER DR, 300, RICHMOND, KY 40475-4304 |
| Name | Verified Name |
|---|---|
| Address | 1072 HEATHCLIFF DR, RICHMOND, KY 40475-2660 |
| Document Number | 2013984060 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 2013984060 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 1072 Heathcliff Dr was $1,847 with a homeowner's exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,847.00 Homeowner's exemption | $245,000 | $245,000 |
| 2023 | $1,577.00 (-3.78%) Homeowner's exemption | $209,000 (-) | $209,000 (-) |
| 2022 | $1,639.00 Homeowner's exemption | $209,000 | $209,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1072 Heathcliff Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1072 Heathcliff Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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