1072 Hay Row Rd, Clover, SC 29710 Property Records

York County property record for 1072 Hay Row Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,100 sqft · built 1982
Lot Size	0.551 acres (23,993 sqft)
Owner	Individual Name on File
Last Sale	$134,000 (Oct 2018)
Tax Bill	$601 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`476-00-00-076`

Property Details

APN / Parcel Number

Primary APN	`476-00-00-076`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,252 sqft
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	23,993 sqft (0.551 acres)
Porch	Porch
Porch Area	152 sqft

Location & Zoning

Street Address	1072 HAY ROW RD
City	CLOVER
State	SC
Zip	29710-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	1072 HAY ROW LOT 11 BLK B
Legal Subdivision	OLDE FARM PLACE
Legal Block	B
Legal Lot Number	11
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3000
Census Tract	61706

Owner

1072 Hay Row Rd is owned and occupied by an individual who bought it in October 2018.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF YORK
Jan 26, 2021	Deed of Trust, Mortgage TRUIST BANK
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Oct 2, 2018	Warranty Deed, Transfer AMERICAN FINANCING
Jul 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Jul 24, 2018 · Amount on File
Deed Document Number	201842536
Deed Book / Page	17211 / 194
Prior Transfer Date	Mar 7, 2002
Prior Transfer Doc	4262/0140
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HAY ROW RD, CLOVER, SC 29710-9629

Mortgage

Document Number	2066000071
Date	Mar 15, 2023
Book Page	20660/71
Instrument	2023007302

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HAY ROW RD, CLOVER, SC 29710-9629

Mortgage

Document Number	2212100103
Date	Sep 5, 2025
Book Page	22121/103
Instrument	2025030040

Lender

Name	BANK OF YORK
Type	Bank
Address	13 LIBERTY ST W, YORK, SC 29745

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894600023
Date	Jan 26, 2021
Book Page	18946/23
Instrument	2021004601

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 21, 2046

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Document Number	1884500448
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HAY ROW RD CLOVER SC 297109629, CLOVER, SC 29710-9629

Mortgage

Document Number	1884500448
Date	Dec 17, 2020
Book Page	018845/000448
Instrument	62442

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 2, 2018
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Document Number	1721100194
Book / Page	017211 / 000194
Instrument Date	Sep 14, 2018
Instrument	42536
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$49.58
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 HAY ROW RD CLOVER SC 297109629, CLOVER, SC 29710-9629

Mortgage

Document Number	1721100197
Date	Oct 2, 2018
Book Page	017211/000197
Instrument	42537

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jul 24, 2018
Property Address	1072 HAY ROW RD, CLOVER, SC 29710-9629
Document Number	1709200378
Book / Page	017092 / 000378
Instrument Date	Jul 23, 2018
Instrument	31101
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$379.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2212 E WILLIAMS FIELD RD #215 GILBERT AZ 852950774, 215, GILBERT, AZ 85295-0774
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Hay Row Rd was $601.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00	$6,393 Land $1,524 Building $4,869	$188,800 Land $45,000 Building $143,800
2023	$515.00 Additional exemption filed	$5,558 Land $1,400 Building $4,158	$138,961 Land $35,000 Building $103,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1072 Hay Row Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1072 Hay Row Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hay Row Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures