1072 Front Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 1072 Front Ave, Saint Paul, MN 55103

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,932 sqft · built 1913
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2023)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-32-0087`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-32-0087`
Alternative APNs	`8211312` `242203`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	242203
Street Address	1072 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55103-1226
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	KALMANS DIVISION NO. 1,ADDITI EX ALLEY LOT 9
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	KALMANS DIVISION NO. 1,ADDITI
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2002
Census Tract	31200

Owner

Source: Ramsey County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional with PMI LEADERONE FIN'L
Dec 13, 2018	Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L
Aug 15, 2018	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20235005315
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0004982068
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 18, 2023
Property Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226
Document Number	0A05005315
Instrument Date	Sep 27, 2023
Instrument	A05005315
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	K2 TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226

Mortgage

Document Number	0A05005316
Date	Oct 18, 2023
Instrument	A05005316

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0A05005317
Date	Oct 18, 2023
Instrument	A05005317

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226
Document Number	0004778291
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	TITLENEXUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1072 FRONT AVE ST PAUL MN 551031226, ST PAUL, MN 55103-1226

Mortgage

Document Number	0004778291
Date	Oct 14, 2019
Instrument	4778291

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 13, 2018
Property Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226
Document Number	0004738959
Instrument Date	Nov 30, 2018
Instrument	4738959
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$972.14
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 FRONT AVE ST PAUL MN 551031226, ST PAUL, MN 55103-1226

Mortgage

Document Number	4738960
Date	Dec 13, 2018
Instrument	4738960

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 15, 2018
Property Address	1072 FRONT AVE, SAINT PAUL, MN 55103-1226
Document Number	0004722805
Instrument Date	Jul 23, 2018
Instrument	4722805
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5245 EWING AVE S MINNEAPOLIS MN 554102010, MINNEAPOLIS, MN 55410-2010

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,400 (+0.33%) Land $25,700 Building $312,700	$338,400 (+0.33%) Land $25,700 Building $312,700
2025	$6,010.00 (+9.63%)	$337,300 (-2.85%) Land $25,700 Building $311,600	$337,300 (-2.85%) Land $25,700 Building $311,600
2024	$5,482.00 (-13.37%)
2023	$6,328.00	$347,200 Land $25,700 Building $321,500	$347,200 Land $25,700 Building $321,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1072 Front Ave, Saint Paul, MN 55103 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

September 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Front Ave

Nearby Streets

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