1072 Fairmount Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1072 Fairmount Ave, Saint Paul, MN 55105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,577 sqft · built 1914
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$545,000 (Nov 2022)
Tax Bill$9,816 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN02-28-23-33-0119

Property Details

APN / Parcel Number

Primary APN02-28-23-33-0119
Alternative APNs
  • 8457183
  • 510855

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area1,577 sqft Living Area
1st Floor Area855 sqft
Basement Area575 sqft
Finished Basement575 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialStucco
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions150 ft deep x 40 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number510855
Street Address1072 FAIRMOUNT AVE
CitySAINT PAUL
StateMN
Zip55105-3122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE. A. PHINNEYS ADDITION TO,TH LOT 8 BLK 2
Legal Range23
Legal Township28
Legal Section02
Legal SubdivisionE. A. PHINNEYS ADDITION TO,TH
Legal Block2
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1011
Census Tract35700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Historic Hill District
listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1072 Fairmount Ave is owned and occupied by an individual who bought it in November 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address1072 FAIRMOUNT AVE, SAINT PAUL, MN 55105-3122
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Warranty Deed, Transfer · Conventional Mortgage
ENVISION CAPITAL INC
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2022 · Amount on File
Deed SaleNov 22, 2022 · Amount on File
Prior SaleNov 18, 2022 · Amount on File
Deed Document Number20224972038
Prior Transfer DateMar 23, 2018
Prior Transfer Doc0004703404
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateNov 22, 2022
Property Address1072 FAIRMOUNT AVE, SAINT PAUL, MN 55105-3122
Document Number0A04972038
Instrument DateNov 18, 2022
InstrumentA04972038
Transaction TypeTransfer
Record UpdatedDec 6, 2022
Title CompanyTHE TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,798.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1072 FAIRMOUNT AVE, SAINT PAUL, MN 55105-3122

Mortgage

Document Number0A04972039
DateNov 22, 2022
InstrumentA04972039
Lender
NameENVISION CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1072 FAIRMOUNT AVE, SAINT PAUL, MN 55105-3122
Document Number0004776873
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyTITLESMART

Transferred To (Grantee/Buyer)

NameVerified Name
Address1072 FAIRMOUNT AVE ST PAUL MN 551053122, ST PAUL, MN 55105-3122

Mortgage

Document Number0004776873
DateOct 4, 2019
Instrument4776873
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1072 Fairmount Ave was $9,816.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$637,100 Land $121,000 Building $516,100$637,100 Land $121,000 Building $516,100
2025$9,816.00
2023$9,180.00$547,000 Land $121,000 Building $426,000$547,000 Land $121,000 Building $426,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1072 Fairmount Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1072 Fairmount Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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