Kent County property record for 10719 Alpine Ave, Sparta, MI 49345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,064 sqft · built 1992 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $358,000 (Mar 2026) |
| Tax Bill | $4,125 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2026 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-05-24-102-015 |
| Primary APN | 41-05-24-102-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10719 ALPINE AVE |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-9359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG2 |
| Legal Description | N 100 FT OF S 926 FT OF E 210 FT OF NW 1/4 NW 1/4 * SEC 24 T9N R12W 0.48 A. |
| Legal Range | 12W |
| Legal Township | 09N |
| Legal Section | 24 |
| Jurisdiction | KENT MI |
| Township / Civil Division | SPARTA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10402 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKE MICHIGAN CU |
| Jan 21, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN MORTGAGE SERVICES LLC |
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on Record |
| Deed Sale | Mar 9, 2026 · Amount on Record |
| Prior Sale | Jun 22, 2022 · Amount on Record |
| Deed Document Number | 202614226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000094160 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 20210824-0094160 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | SUN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000003991 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 20260121-0003991 |
| Name | NORTHERN MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Apr 1, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Mar 9, 2026 |
| Property Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000014226 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 20260309-0014226 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1845 KENOWA AVE NW, GRAND RAPIDS, MI 49534-2149 |
| Name | Verified Name |
|---|---|
| Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000014227 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 20260309-0014227 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 22, 2022 |
| Property Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000050865 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 20220622-0050865 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7301 NORTHLAND DR NE, 7301, ROCKFORD, MI 49341-8840 |
| Name | Verified Name |
|---|---|
| Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000050866 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 20220622-0050866 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jul 22, 2019 |
| Property Address | 10719 ALPINE AVE, SPARTA, MI 49345-9359 |
| Document Number | 0000052794 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 52794 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 516 S UNION ST SPARTA MI 493451506, SPARTA, MI 49345-1506 |
| Document Number | 52795 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 52795 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Number | 52796, |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 52796 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount Recorded |
|---|
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Sparta Township |
| Unified School District | Sparta Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,000 (+8.42%) | $340,000 (+8.42%) | |
| 2025 | $4,125.00 (+39.69%) | $156,800 (+19.79%) | $313,600 (+19.79%) |
| 2024 | $2,953.00 (-23.16%) | ||
| 2023 | $3,843.00 (+61.74%) | $130,900 | $261,800 |
| 2019 | $2,376.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Feb 1988 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA serves 4,140 people · EPA ID MI0006200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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