10718 Willow Ridge Loop, #LO, Orlando, FL 32825 Property Records

Orange County property record for 10718 Willow Ridge Loop, #LO, Orlando, FL 32825 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,655 sqft · built 2010
Lot Size	0.158 acres (6,866 sqft)
Owner	2 Individual Names on File
Last Sale	$332,500 (Jul 2018)
Tax Bill	$400 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`33-22-31-9472-03-230`

Property Details

APN / Parcel Number

Primary APN	`33-22-31-9472-03-230`
Alternative APNs	`312233947203230` `618996` `625300` `630102`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,655 sqft Living Area
Gross Area	3,737 sqft
1st Floor Area	1,545 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,866 sqft (0.158 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10718 WILLOW RIDGE LOOP, LO
City	ORLANDO
State	FL
Zip	32825-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND LAKES PRESERVE UNIT 2 61/15 LOT 323
Legal Range	31E
Legal Township	22S
Legal Section	33
Legal Subdivision	WOODLAND LAKES PRESERVE UT 2
Legal Tract	9472
Legal Block	3
Legal Lot Number	323
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1000
Census Tract	16751

Owner

Source: Orange County records · APN 33-22-31-9472-03-230

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage STEARNS LNDG LLC
Jul 03, 2018	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 03, 2018 · Amount on Record
Deed Sale	Jul 03, 2018 · Amount on Record
Prior Sale	Jul 09, 2010 · Amount on Record
Deed Document Number	2018394592
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Transaction Type	Mortgage
Record Updated	Mar 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402

Mortgage

Document Number	0000100420
Date	Feb 14, 2022
Instrument	20220100420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Document Number	0000684205
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10718 WILLOW RIDGE LOOP ORLANDO FL 328254402, ORLANDO, FL 32825-4402

Mortgage

Document Number	0000684205
Date	Dec 31, 2020
Instrument	684205

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Document Number	0000244990
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	ERECORDING PARTNERS NTWK LLC, ERECORDING PTRS NTWK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10718 WILLOW RIDGE LOOP ORLANDO FL 328254402, ORLANDO, FL 32825-4402

Mortgage

Document Number	0000244990
Date	Apr 21, 2020
Instrument	244990

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Document Number	0000387011
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	May 07, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10718 WILLOW RIDGE LOOP ORLANDO FL 328254402, ORLANDO, FL 32825-4402

Mortgage

Document Number	0000387011
Date	Jun 25, 2019
Instrument	387011

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 03, 2018
Property Address	10718 WILLOW RIDGE LOOP, ORLANDO, FL 32825-4402
Document Number	0000394592
Instrument Date	Jun 26, 2018
Instrument	394592
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,327.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10718 WILLOW RIDGE LOOP ORLANDO FL 328254402, ORLANDO, FL 32825-4402

Mortgage

Document Number	394593
Date	Jul 03, 2018
Instrument	394593

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 02, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,147 (+2.7%)	$495,630 (-1.28%) Land $85,000 Building $410,630
2025	$400.00 (+33.33%) Homeowner's exemption	$373,074 (+5.99%)	$502,050 (+2.9%) Land $85,000 Building $417,050
2024	$300.00 (+3.45%)
2023	$290.00 (+11.54%) Homeowner's exemption	$352,000 (+3%)	$487,881 (+16.64%) Land $85,000 Building $402,881
2022	$260.00 Homeowner's exemption	$341,748	$418,285 Land $80,000 Building $338,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950167511, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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