10718 Monroe Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 10718 Monroe Rd, Matthews, NC 28105

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,411 sqft · built 1959
Lot Size	0.68 acres (29,640 sqft)
Owner	Company Name on File
Last Sale	$500,000 (May 2019)
Tax Bill	$8,730 (2023)
Deeds & Mortgages	May 2020 Construction Loan May 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`213-012-28`

Property Details

APN / Parcel Number

Primary APN	`213-012-28`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,411 sqft Heated Area
Gross Area	9,394 sqft
1st Floor Area	4,883 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Other
Lot Area	29,640 sqft (0.68 acres)
Porch	Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-012-28
Street Address	10718 MONROE RD
City	MATTHEWS
State	NC
Zip	28105-8397
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	I-1(CD)
Legal Description	P44-46 M5-49
Legal Subdivision	THOMAS L FUNDERBURK
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	1
Census Block	1004
Census Tract	5865

Owner

10718 Monroe Rd, a commercial property, is owned by a company that bought it in May 2019 and is owner-occupied.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Company Name on File
Mailing Address	10718 MONROE RD, MATTHEWS, NC 28105-8397
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
May 21, 2019	Warranty Deed, Transfer · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2019 · Amount on File
Deed Sale	May 21, 2019 · Amount on File
Deed Document Number	0033523250
Deed Book / Page	33523 / 250
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10718 MONROE RD, MATTHEWS, NC 28105-8397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063398
Date	May 5, 2020
Book Page	34542/757
Instrument	2020063398

Lender

Name	TRUIST BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 21, 2019
Property Address	10718 MONROE RD, MATTHEWS, NC 28105-8397
Document Number	0000061205
Book / Page	033523 / 000250
Instrument Date	May 20, 2019
Instrument	61205
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10718 MONROE RD MATTHEWS NC 281058397, MATTHEWS, NC 28105-8397

Mortgage

Document Number	61206
Date	May 21, 2019
Book Page	033523/000253
Instrument	61206

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28202-2012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 10718 Monroe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10718 Monroe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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