Polk County property record for 10717 Pathfinder Trl, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 2002 |
| Lot Size | 1.89 acres (82,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,300 (Aug 2019) |
| Tax Bill | $1,647 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 23-26-25-000580-000380 |
| Primary APN | 23-26-25-000580-000380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,935 sqft |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 82,498 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 123 sqft |
| Patio Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 1,152 sqft |
| Street Address | 10717 PATHFINDER TRL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE WOODS RANCHING AND FARMING TRACTS PB 75 PGS 2 THRU 4 TRACT 38 |
| Legal Range | 23E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | WOODS RANCHING AND FARMING TRACTS THE |
| Legal Tract | 38 |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12307 |
10717 Pathfinder Trl is owned and occupied by two individuals who bought it in August 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10717 PATHFINDER TRL, LAKELAND, FL 33809-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Aug 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on File |
| Deed Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 2019164774 |
| Deed Book / Page | 10931 / 1394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 10717 PATHFINDER TRL, LAKELAND, FL 33809-4937 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | ADVANTAGEONE TITLE, ADVANTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 10717 PATHFINDER TRL, LAKELAND, FL 33809-4937 |
| Document Number | 0000295183 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 11979/400 |
| Instrument | 2021295183 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 6, 2019 |
| Property Address | 10717 PATHFINDER TRL, LAKELAND, FL 33809-4937 |
| Document Number | 0109311394 |
| Book / Page | 010931 / 001394 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 164774 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,999.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10717 PATHFINDER TRL LAKELAND FL 338094937, LAKELAND, FL 33809-4937 |
| Document Number | 109311396 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 010931/001396 |
| Instrument | 164775 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2049 |
The 2025 property tax bill for 10717 Pathfinder Trl was $1,647 with a homeowner's exemption, down 26.6% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,159 (+2.7%) | $189,190 (-4.79%) Land $45,624 Building $143,566 | |
| 2025 | $1,647.00 (-26.57%) Homeowner's exemption | $167,633 | $198,712 Land $64,150 Building $134,562 |
| 2024 | $2,243.00 (+8.99%) | ||
| 2023 | $2,058.00 (+3.68%) Homeowner's exemption | $158,164 (+3%) | $285,552 (+28.83%) Land $60,000 Building $225,552 |
| 2022 | $1,985.00 Homeowner's exemption | $153,557 | $221,651 Land $28,857 Building $192,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10717 Pathfinder Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 13 (2004–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10717 Pathfinder Trl is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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