10715 Richards Rd, Corning, NY 14830 Property Records

Steuben County and Caton Town property record for 10715 Richards Rd, Corning, NY 14830

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,680 sqft · built 2004
Lot Size	10.2 acres (447,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Feb 2022)
Tax Bill	$9,712 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Sale & Mortgage + 6 more
APN	`463400 371.00-03-028.300`

Property Details

APN / Parcel Number

Primary APN	`463400 371.00-03-028.300`
Alternative APN	`34003710000003028300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	447,797 sqft (10.2 acres)
Garage Type	Detached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces
Canopy	585 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10715 RICHARDS RD
City	CORNING
State	NY
Zip	14830-9563
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	28.300
Jurisdiction	STEUBEN NY
Township / Civil Division	CATON
Census Block Group	1
Census Block	1018
Census Tract	963000

Owner

Source: Steuben County and Caton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 W CLINTON ST, ELMIRA, NY 14905-1310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FCU
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC
May 8, 2017	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Jul 6, 2020	Warranty Deed, Transfer · Second Mortgage (Down Payment) BANK OF AMERICA NA
May 8, 2017	Deed, Transfer
May 8, 2017	Deed, Transfer CHEMUNG CANAL TRUST CO
Jul 2, 2013	Deed, Transfer CITIZENS & NORTHERN BANK
Apr 21, 2006	Deed, Transfer ANTHONY PAGANO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Book / Page	2941 / 112
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005215/241
Date	Oct 6, 2025
Book Page	5215/241

Lender

Name	FIRST HERITAGE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Feb 8, 2022
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	002941/112
Book / Page	2941 / 112
Instrument Date	Feb 1, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1216 W CLINTON ST, ELMIRA, NY 14905-1310

Mortgage

Document Number	0004817250
Date	Feb 8, 2022
Instrument	4817/250

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004171/0000000047
Date	May 8, 2017
Book Page	0000004171/0000000047

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 6, 2020
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	002835/220
Book / Page	2835 / 220
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000DL0639
Date	Jul 6, 2020
Instrument	DL0639

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	May 8, 2017
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	002649/201
Book / Page	2649 / 201
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10715 RICHARDS RD, CORNING, NY 14830-9563

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	May 8, 2017
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	0000002649/0000000201
Book / Page	0000002649 / 0000000201
Instrument Date	Apr 27, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PETER FINNERTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10715 RICHARDS RD, CORNING, NY 14830-9563

Mortgage

Document Number	0000004171/0000000047
Date	May 8, 2017
Book Page	0000004171/0000000047

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2047

July 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Jul 2, 2013
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	0000002440/0000000026
Book / Page	0000002440 / 0000000026
Instrument Date	Jun 26, 2013
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 W MAIN ST, WESTFIELD, PA 16950-1403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003691/0000000145
Date	Jul 2, 2013
Book Page	0000003691/0000000145

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2043

April 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Apr 21, 2006
Property Address	10715 RICHARDS RD, CORNING, NY 14830-9563
Document Number	0000002013/0000000059
Book / Page	0000002013 / 0000000059
Instrument Date	Apr 18, 2006
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ANTHONY PAGANO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10715 RICHARDS RD, CORNING, NY 14830-9563

Tax Assessment & Valuation

Source: Steuben County and Caton Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Caton Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,712.00 (+0.6%)
2025	$9,654.00 (+241.01%)	$224,900 (-) Land $38,000 Building $186,900	$330,735 (+13.24%) Land $55,882 Building $274,853
2023		$224,900 (-) Land $38,000 Building $186,900	$292,078 (+7.79%) Land $49,351 Building $242,727
2022		$224,900 Land $38,000 Building $186,900	$270,964 Land $45,783 Building $225,181
2021	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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