10714 Stephan Bridge Rd, Roscommon, MI 48653 Property Records

Crawford County property record for 10714 Stephan Bridge Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,488 sqft · built 1973
Lot Size	7.47 acres (325,393 sqft)
Owner	Individual Name on File
Tax Bill	$951 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-030-014-040-00`

Property Details

APN / Parcel Number

Primary APN	`062-030-014-040-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modular
Lot Area	325,393 sqft (7.47 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10714 STEPHAN BRIDGE RD
City	ROSCOMMON
State	MI
Zip	48653-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE CTR OF SEC 30, T25N R2W; TH S8934'E ALG THE E & W 1/4 LINE 357 FT TO THE POB, TH CONT S8934'E 294 FT; TH S025'E 11
Legal Range	02W
Legal Township	25N
Legal Section	30
Jurisdiction	CRAWFORD MI
Township / Civil Division	SOUTH BRANCH
Census Block Group	2
Census Block	2008
Census Tract	960500

Owner

10714 Stephan Bridge Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Crawford County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION
Sep 19, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 12, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2008
Deed Sale	Sep 24, 2008
Prior Sale	Sep 21, 2001
Deed Book / Page	693 / 217
Last Transfer Date	Sep 2, 2025
Transfer Doc	000831/203
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113

Mortgage

Document Number	0000000840/0000000498
Date	Mar 17, 2026
Book Page	0000000840/0000000498

Lender

Name	NORTHLAND AREA FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MI
Property Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113

Mortgage

Document Number	0000000840/0000000498
Date	Mar 17, 2026
Book Page	0000000840/0000000498

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Sep 19, 2025
Property Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Document Number	000831/203
Book / Page	831 / 203
Instrument Date	Sep 2, 2025
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Feb 12, 2018
Property Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Document Number	734/41
Book / Page	734 / 41
Instrument Date	Jan 29, 2018
Instrument	R0068299
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MI
Recording Date	Oct 27, 2017
Property Address	10714 STEPHAN BRIDGE RD, ROSCOMMON, MI 48653-9113
Document Number	733/38
Book / Page	733 / 38
Instrument Date	Oct 25, 2017
Instrument	R0067297
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 10714 Stephan Bridge Rd was $951 with a homeowner's exemption, down 0.2% from the year before.

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Crawford County
County Subdivision	South Branch Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,500 (+2.64%) Land $50,500	$101,000 (+2.64%) Land $101,000
2025	$951.00 (-0.21%) Homeowner's exemption	$49,200 Land $49,200	$98,400 Land $98,400
2024	$953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10714 Stephan Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10714 Stephan Bridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 95% of Michigan
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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