10714 Lester St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10714 Lester St, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	1 ba · 928 sqft · built 1981
Lot Size	0.025 acres (1,105 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2021)
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01893980`

Property Details

APN / Parcel Number

Primary APN	`13-01893980`
Alternative APN	`01893980`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	928 sqft Living Area
1st Floor Area	464 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,105 sqft (0.025 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01893980
Street Address	10714 LESTER ST
City	SILVER SPRING
State	MD
Zip	20902-3782
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	CHESTNUT HILLS
Legal Subdivision	CHESTNUT HILLS-JOHNSONS ADD
Legal Block	C
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10714 LESTER ST, SILVER SPRING, MD 20902-3782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Aug 6, 2013 · Amount on Record
Deed Book / Page	64082 / 126
Record Updated	Sep 20, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 21, 2021
Property Address	10714 LESTER ST, SILVER SPRING, MD 20902-3782
Document Number	0640820126
Book / Page	64082 / 126
Map Reference	MB 107 PL 12410
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10714 LESTER ST, SILVER SPRING, MD 20902-3782

Mortgage

Document Number	64082136
Date	Sep 21, 2021
Instrument	64082/136

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10714 LESTER ST, SILVER SPRING, MD 20902-3782
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	PEAK SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10714 LESTER ST, SILVER SPRING, MD 20902-3782

Mortgage

Document Number	0632990457
Date	Jun 21, 2021
Book Page	63299/457

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,500 (+4.47%)	$340,300 (+13.4%) Land $160,000 Building $180,300
2025	$4,055.00 (+49.91%)	$300,100 (+8.12%) Land $160,000 Building $140,100	$300,100 (-) Land $160,000 Building $140,100
2023		$277,567	$300,100 Land $160,000 Building $140,100
2022	$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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