Montgomery County property record for 10712 Laurel Leaf Pl, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 5,012 sqft · built 1986 |
| Lot Size | 0.258 acres (11,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,470,000 (Jan 2024) |
| Tax Bill | $14,576 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02260124 |
| Primary APN | 10-02260124 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,012 sqft Living Area |
| Gross Area | 5,474 sqft |
| 1st Floor Area | 1,916 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 11,218 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
|---|---|
| Deck Area | 240 sqft |
| Patio Area | 112 sqft |
| Balcony Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02260124 |
|---|---|
| Street Address | 10712 LAUREL LEAF PL |
| City | POTOMAC |
| State | MD |
| Zip | 20854-1770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD2 |
| Legal Description | FAWSETT FARMS MANOR |
| Legal Subdivision | FAWSETT FARMS MANOR |
| Legal Block | B |
| Legal Lot Number | 40 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 706008 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK |
| Jan 9, 2024 | Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage IDB-IIC FCU |
| Jul 21, 2017 | Deed, Transfer · ARM IDB-IIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2024 · Amount on Record |
| Deed Sale | Jan 9, 2024 · Amount on Record |
| Prior Sale | Jul 21, 2017 · Amount on Record |
| Deed Book / Page | 67676 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 20, 2026 |
| Property Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Document Number | 7038000234 |
| Book / Page | 70385 / 234 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Investor | Possibly a Property Investor |
| Document Number | 7038000234, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 70385/234 |
| Name | FULTON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 9, 2024 |
| Property Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Document Number | 0676760118 |
| Book / Page | 67676 / 118 |
| Map Reference | MB 120 PL 14099 |
| Instrument Date | Dec 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Investor | Possibly a Property Investor |
| Document Number | 0067676124 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 67676/124 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.8% |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ORIGINAL TITLE ESCROW LLC, ORIGINAL TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 10712 LAUREL LEAF PL, ROCKVILLE, MD 20854-1770 |
| Document Number | 0652730495 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 65273/495 |
| Name | IDB-IIC FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 21, 2017 |
| Property Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Document Number | 0546260287 |
| Book / Page | 54626 / 287 |
| Map Reference | MB120 PL14099 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10712 LAUREL LEAF PL, POTOMAC, MD 20854-1770 |
| Document Number | 0054626294 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 54626/294 |
| Name | IDB-IIC FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,325,700 (+9.83%) | $1,563,100 (+29.5%) Land $459,700 Building $1,103,400 | |
| 2025 | $14,576.00 (+2.51%) | $1,207,000 (+3.88%) Land $459,700 Building $747,300 | $1,207,000 (-) Land $459,700 Building $747,300 |
| 2024 | $14,219.00 (+14.6%) | ||
| 2023 | $1,161,933 | $1,207,000 Land $459,700 Building $747,300 | |
| 2022 | $12,408.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2019–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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