10711 Porter Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 10711 Porter Ter, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,854 sqft · built 2020
Owner	Company Name on Record
Last Sale	$750,000 (Aug 2021)
Tax Bill	$12,367 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505-231-40-06`

Property Details

APN / Parcel Number

Primary APN	`505-231-40-06`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,854 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10711 PORTER TER
City	SPRING VALLEY
State	CA
Zip	91978-1820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 2 US 48 PER DOC20-0126315&UND INT IN PHASE 7 TR 016365
Legal Subdivision	SAN DIEGO #5588
Legal Tract	016365
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13505

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 4, 2022	Intrafamily Transfer, Transfer
Aug 5, 2021	Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Deed Document Number	2021559723
Last Transfer Date	Mar 21, 2022
Transfer Doc	0000146745
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Document Number	0000110869
Instrument Date	Apr 6, 2026
Instrument	2026110869
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110869,
Date	Apr 21, 2026
Instrument	2026110869

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Sep 1, 2051

Interest

Rate	6%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820

Mortgage

Document Number	0000328046
Date	Nov 28, 2023
Instrument	2023-0328046

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820

Mortgage

Document Number	0000180585
Date	Jul 11, 2023
Instrument	2023-0180585

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2022
Property Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Document Number	0000146745
Map Reference	MAP 16365
Instrument Date	Mar 21, 2022
Instrument	2022-0146745
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2021
Property Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Document Number	0000559723
Map Reference	MAP 16365
Instrument Date	Jul 19, 2021
Instrument	2021-0559723
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10711 PORTER TER, SPRING VALLEY, CA 91978-1820
Investor	Possibly a Property Investor

Mortgage

Document Number	0000559724
Date	Aug 5, 2021
Instrument	2021-0559724

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,819 (+2%) Land $330,637 Building $481,182
2025	$12,367.00 (+2.84%) Homeowner's exemption	$795,902 (+4.04%) Land $324,154 Building $471,748
2024	$12,026.00 (+3.04%)
2023	$11,671.00 (+1.69%) Homeowner's exemption	$764,999 Land $311,568 Building $453,431
2022	$11,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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