Saginaw County property record for 10710 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,163 sqft · built 2004 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,892 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-33-3003-005 |
| Primary APN | 24-10-3-33-3003-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,163 sqft Living Area |
| 1st Floor Area | 2,136 sqft |
| Basement Area | 2,136 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10710 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT THAT IS S 87 DEG W 813.92 FT FROM S 1/4 CORN OF SEC TH CONT S 87 DEG W 250.04 FT TO ELY RR R/W TH N 06 DEG W |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 12600 |
10710 Gary Rd is owner-occupied and held in a trust since June 2024.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10710 GARY RD, CHESANING, MI 48616-8408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Oct 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2024 |
| Transfer Doc | 0000016402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10710 GARY RD, CHESANING, MI 48616-8408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 10710 GARY RD, CHESANING, MI 48616-8408 |
| Document Number | 0000003597 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2021003597 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 10710 GARY RD, CHESANING, MI 48616-8408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025585 |
|---|---|
| Date | Oct 14, 2019 |
| Instrument | 2019025585 |
| Name | STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 10710 Gary Rd was $3,892 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,900 | $335,800 | |
| 2025 | $3,892.00 Homeowner's exemption | ||
| 2023 | $129,800 | $259,600 | |
| 2022 | $3,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10710 Gary Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1986–2020) |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10710 Gary Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Starlink Satellite | 280 / 30 |
May also be available: Air Advantage.
5G and 4G LTE (outdoors only)
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