10710 E Lois Ln, Elk, WA 99009 Property Records

Spokane County property record for 10710 E Lois Ln, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,542 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$747,500 (May 2025)
Tax Bill	$5,956 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49332.9068`

Property Details

APN / Parcel Number

Primary APN	`49332.9068`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,542 sqft Living Area
Gross Area	5,602 sqft
1st Floor Area	2,046 sqft
2nd Floor Area	680 sqft
Basement Area	1,816 sqft
Finished Basement	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	1,060 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Deck Area	240 sqft
Patio Area	470 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	10710 E LOIS LN
City	ELK
State	WA
Zip	99009-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	33-29-44 NW1/4 OF NW1/4 OF NW1/4
Legal Range	44
Legal Township	29
Legal Section	33
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2001
Census Tract	10201

Owner

10710 E Lois Ln is owned by two individuals who bought it in May 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	923 S BOWDISH RD, SPOKANE VALLEY, WA 99206-5415
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit RIVERMARK COMMUNITY CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Oct 19, 2017	Warranty Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2025 · Amount on File
Deed Sale	May 15, 2025 · Amount on File
Prior Sale	Oct 19, 2017 · Amount on File
Deed Document Number	20257416244
Prior Transfer Date	Apr 19, 2002
Prior Transfer Doc	0004722898
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10710 E LOIS LN, ELK, WA 99009-8642
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 E LOIS LN, ELK, WA 99009-8642

Mortgage

Document Number	0007306138
Date	Sep 5, 2023
Instrument	7306138

Lender

Name	RIVERMARK COMMUNITY CU
Type	Credit Union
Address	BEAVERTON, OR 97008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10710 E LOIS LN, ELK, WA 99009-8642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006931834
Date	Jun 17, 2020
Instrument	6931834

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 19, 2017
Property Address	10710 E LOIS LN, ELK, WA 99009-8642
Document Number	0006650129
Instrument Date	Oct 9, 2017
Instrument	6650129
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,748.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 HOO DOO DR NW, SALEM, OR 97304-2758

Mortgage

Document Number	0006650130
Date	Oct 19, 2017
Instrument	6650130

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10710 E Lois Ln was $5,956, down 1.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,956.00 (-1.33%)	$705,100 Land $119,500 Building $585,600	$705,100 Land $119,500 Building $585,600
2025	$6,036.00
2024		$729,100 (+35.37%) Land $94,600 Building $634,500	$729,100 (+35.37%) Land $94,600 Building $634,500
2023	$5,687.00 (+12.9%)	$538,600 Land $67,800 Building $470,800	$538,600 Land $67,800 Building $470,800
2022	$5,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10710 E Lois Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10710 E Lois Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	404 / 231
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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