10710 186th St Ct E, Puyallup, WA 98374 Property Records

Pierce County property record for 10710 186th St Ct E, Puyallup, WA 98374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,350 sqft · built 2021
Lot Size	0.07 acres (3,060 sqft)
Owner	2 Individual Names on File
Last Sale	$572,510 (Jun 2021)
Tax Bill	$6,257 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`602761-6-570`

Property Details

APN / Parcel Number

Primary APN	`602761-6-570`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	2,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,060 sqft (0.07 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	10710 186TH STREET CT E
City	PUYALLUP
State	WA
Zip	98374-8912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 04 QUARTER 31 LIPOMA COMMUNITIES PDD PH 3A: L 657 TOG/W UNDIV INT IN TRACTS C-3A, D-3A, E-3A, P-3A & U-3A EASE OF REC OUT OF 602757-411-0 SEG 2021-0273 JP 01/21/21 JP
Legal Range	04
Legal Township	19
Legal Section	34
Legal Subdivision	LIPOMA COMMUNITIES PDD PH 3A
Legal Phase	3A
Legal Tract	C-3
Legal Lot Number	657
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1006
Census Tract	73129

Owner

10710 186th St Ct E is owned and occupied by two individuals who bought it in June 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10710 186TH STREET CT E, PUYALLUP, WA 98374-8912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CREDIT UNION
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Deed Document Number	2021711
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Aug 10, 2026
Property Address	10710 186TH STREET CT E, PUYALLUP, WA 98374-8912
Document Number	0000000168
Instrument Date	Aug 5, 2026
Instrument	2026168
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	PUGET SOUND TITLE, PUGET SOUND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 186TH STREET CT E, PUYALLUP, WA 98374-8912

Mortgage

Document Number	0000000168,
Date	Aug 10, 2026
Instrument	2026168

Lender

Name	HARBORSTONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 30, 2021
Property Address	10710 186TH STREET CT E, PUYALLUP, WA 98374-8912
Document Number	0006300711
Map Reference	AF 202012165001
Instrument Date	Jun 29, 2021
Instrument	202106300711
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	DHI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,290.68
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10710 186TH STREET CT E, PUYALLUP, WA 98374-8912

Mortgage

Document Number	0006300712
Date	Jun 30, 2021
Instrument	202106300712

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 10710 186th St Ct E was $6,257, up 6.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,257.00 (+6.87%)	$553,400 Land $148,900 Building $404,500	$553,400 Land $148,900 Building $404,500
2025	$5,855.00 (-2.58%)
2024	$6,010.00 (-5.03%)	$513,800 (-7.61%) Land $147,000 Building $366,800	$513,800 (-7.61%) Land $147,000 Building $366,800
2023	$6,328.00	$556,100 Land $147,000 Building $409,100	$556,100 Land $147,000 Building $409,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10710 186th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10710 186th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRGROVE MUTUAL INC private · serves 36,168 people · EPA ID WA5325200
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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